Articles from Robert Weed

Madison emails about the Bankruptcy Means Test

Madison did research on the bankruptcy means test.  Then she emails me for help. Hello. I have been doing some research and I believe my husband and I should file for Chapter 7 Bankruptcy but I’ve taken the means test and our income is well over what I’ve seen the limit for a three household […]The post Madison emails about the Bankruptcy Means Test appeared first on Robert Weed.

Can I get a mortgage after filing bankruptcy?

A Mortgage Company Rep Buys Me Lunch Every week I assure five or six nervous couples that, yes, it is possible to buy a house and get a mortgage after filing bankruptcy. Current government regs say you can qualify for a mortgage and buy a house two years after a chapter 7 discharge.  (It’s three […]The post Can I get a mortgage after filing bankruptcy? appeared first on Robert Weed.

Herndon Bankruptcy Lawyer Information

I’m Northern Virginia Bankruptcy Lawyer Robert Weed. For nearly twenty years, I’ve served people in Herndon from my office in Sterling, VA. Herndon bankruptcy rate–one family of every ten since 2007 Herndon is located in western Fairfax County.  Fairfax is the third highest income county in America, (Loudoun is first) and Herndon has higher income […]The post Herndon Bankruptcy Lawyer Information appeared first on Robert Weed.

Ashburn Bankruptcy Information: Bankruptcy and High Income Families

Ashburn is in the heart of eastern Loudoun County, Virginia.  Loudoun is the highest income county in America.   The median household income in Ashburn is right at $100,000 a year. Ashburn bankruptcy rate–one family in every ten since 2007 So you might be surprised that 169 individuals and couples in Ashburn filed bankruptcy 2013.

Stop foreclosure in Virginia with Chapter 13 Bankruptcy

I’m Northern Virginia bankruptcy lawyer Robert Weed.  I want to talk to you about using Chapter 13 bankruptcy to stop foreclosure in Virginia. Before the housing crisis, Chapter 13 bankruptcy was the best way to stop foreclosure in Virginia.  Today, a lot of the time, getting a loan modification is a better way to stop […]The post Stop foreclosure in Virginia with Chapter 13 Bankruptcy appeared first on Robert Weed.

Before bankruptcy: Getting your tax account transcripts

Most income taxes cannot be discharged in bankruptcy, but some can. To find out whether yours can, your lawyer will need your tax account transcript.  The IRS makes these available now on line.  You can download yours here. Why do you need that?  Your lawyer can use your account transcript to see if your taxes […]The post Before bankruptcy: Getting your tax account transcripts appeared first on Robert Weed.

Virginia Bankruptcy Consultation: Preparation Makes a Difference

I was the third lawyer Lisa saw for a Virginia Bankruptcy Consultation Lisa had a Virginia Bankruptcy consultation with two well known bankruptcy lawyers.   Then she came to see me. Both of those lawyers told her that her income was too high.  She could not file a Chapter 7 bankruptcy.

Don’t reaffirm your car loan with Apple FCU

Here’s what happened when Jennifer reaffirmed her car loan with Apple Federal Credit Union. Jennifer filed bankruptcy with another bankruptcy lawyer here in Northern Virginia.  She had a car loan with Apple Federal Credit Union, and she wanted to keep the car.  So she reaffirmed the car loan. When you “reaffirm” a loan you take […]The post Don’t reaffirm your car loan with Apple FCU appeared first on Robert Weed.

Stop Foreclosure in Virginia with Chapter 7 Bankruptcy

For some people, Chapter 7 bankruptcy is the best way to stop foreclosure in Virginia. Some people think the only way to stop a foreclosure is a Chapter 13 bankruptcy. Mark and Tina Allen (not their real names) got a Virginia bankruptcy lawyer who thought that.  When they told him they wanted to stop foreclosure […]The post Stop Foreclosure in Virginia with Chapter 7 Bankruptcy appeared first on Robert Weed.

Chapter 13: Don’t get disqualified at the finish line

Have you made all your payments under your Chapter 13 plan?  You can still lose your discharge—unless you file your §1328 Certification. Why is that?  You cannot get a chapter 13 discharge if you were one of the people who caused the housing crisis back in 2007 and 2008.  Or if you’ve been convicted of [...]The post Chapter 13: Don’t get disqualified at the finish line appeared first on Robert Weed.

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