Articles from Robert Weed

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Eleven Weeks After Discharge

Submitted by Anonymous (not verified) on Sun, 06/29/2025 - 21:51

It’s Already Three Months Since Your Bankruptcy Discharge
How are you doing? Did bankruptcy work out the way you expected? Are you in control of your life, now?
I claim that after bankruptcy you will sleep better, you’ll be happier, your credit score will go up. Has that turned out like I said? I’d like to hear from you.

When Does the Postal Service Deliver Your Chapter 13 payment?  

Submitted by Anonymous (not verified) on Mon, 06/23/2025 - 20:00

How Quickly Does the Postal Service Deliver Your Chapter 13 payment?
When you are in Chapter 13, you need to make your monthly trustee payments on time–especially in the first four months of the case. So it doesn’t help that our Chapter 13 Trustee in Alexandria, Thomas Gorman, gets his payments at a bank in Memphis.

Chapter 7 Trustee Kevin McCarthy

Submitted by Anonymous (not verified) on Sat, 05/24/2025 - 19:10

Chapter 7 Trustee Kevin McCarthy
Kevin McCarthy is one of the four Chapter 7 trustees in the Alexandria, Virginia, Bankruptcy court. When you file a bankruptcy case in Alexandria, the computer assigns you to one of the four trustees.

Will Your Credit Score Improve a Year After Bankruptcy

Submitted by Anonymous (not verified) on Fri, 05/16/2025 - 19:05

Shocking Results: Credit Scores Drop the First Year After Bankruptcy
 

Why is Bankruptcy Better for Your Credit Score than “Debt Consolidation”

Submitted by Anonymous (not verified) on Fri, 04/18/2025 - 00:41

“Now I can’t even rent an apartment”
Chuck, not his real name, talked to me last month about filing bankruptcy. He’d been trying to “resolve” his debts through one of the newer debt settlement outfits, Five Lakes.  

Chapter 7 income eligibility gets slightly easier

Submitted by Anonymous (not verified) on Sat, 04/05/2025 - 20:50

Chapter 7 income eligibility got slightly easier April 1, 2025
People making less than the median income have income eligibility to file Chapter 7 bankruptcy. Those numbers adjusted up, April 1, 2025.  For Virginia, eligibility is automatic for singles under $77,420, family of 4 under $145,585.
What if I’m over the median income? You can still pass the “means test.”

How to Use Zoom with a Meeting ID and Passcode

Submitted by Anonymous (not verified) on Tue, 03/25/2025 - 20:24

How To Join A Meeting On Zoom? | Quick Start Guide
The bankruptcy trustee hearings are on Zoom. If you are not a regular Zoom user, this page shows you what to do. For the instructions on how to join a meeting with Zoom, just click on the link above.  Or click on the picture.

How To Join A Meeting On Zoom? | Quick And Easy Guide

Meet Vanessa, my paralegal, and Callie, my Virtual Assistant

Submitted by Anonymous (not verified) on Sat, 02/15/2025 - 17:53

Callie Glade, File Clerk
Callie Glade is the newest member of our team, She just started with us in January 2025.
Callie is a virtual assistant, an AI. She takes over one of the most important jobs in any law firm. She’s our file clerk. When you send in the required papers, she puts them in your file, where Vanessa and I can see them at any time. Callie comes to us through an artificial intelligence program called Glade.AI. She’ll keep in touch with you to make sure we have the papers we need to have to do what we are planning to do.

Keeping Your House as a Widow in Bankruptcy

Submitted by Anonymous (not verified) on Fri, 01/31/2025 - 20:06

Keeping Your House as a Widow Filing Bankruptcy in Virginia
One of the tragedies of being a widow is this: You lose the protection for your house that Virginia law gives a married couple filing bankruptcy.

Your mortgage payment needs to be on-the-dot current

Submitted by Anonymous (not verified) on Thu, 01/02/2025 - 17:59

In Chapter 13, in Virginia, your mortgage payment needs to be on-the-dot current.
Paying your mortgage payment by the 14th of the month (or later) gets your Chapter 13 case thrown out at the goal line. That’s because of a local bankruptcy rule, Rule 3002.1-1 in the Eastern District of Virginia

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