Articles from Robert Weed

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Supreme Court Says Being Listed as a Terrorist is ‘No harm.’

Submitted by Anonymous (not verified) on Sun, 06/27/2021 - 23:43

Supreme Court Says Being Listed as a Terrorist is ‘No harm.’ Last Friday, in a case called TransUnion v Ramirez, the Supreme Court said the Fair Credit Reporting Act cannot give you the right to sue TransUnion for putting your name on their OFAC terrorist warning list. Led by Justice Brent Kavanaugh, a 5 to […]

Does Reaffirming Your Car Loan Help Your Credit Score?

Submitted by Anonymous (not verified) on Mon, 06/07/2021 - 02:25

“Does Reaffirming My Car Loan Help My Credit Score?” Ray and Theresa, who filed bankruptcy with me last fall, asked me that last week. Lots of people ask that same question after they look at their after-bankruptcy credit report and see that their car payments don’t show.  Then, they are told by their car finance […]

After Bankruptcy, are you getting your mortgage statements?

Submitted by Anonymous (not verified) on Sat, 05/15/2021 - 20:19

After Bankruptcy, are you getting your mortgage statements? After you file bankruptcy, you are still supposed to keep getting your mortgage statements.  But, are you? This question came up at the 29th Annual Meeting of the National Association of Consumer Bankruptcy Attorneys.  (I’m at that meeting this week, which was supposed to be in Orlando, […]

For most people bankruptcy works. For most people, debt settlement doesn’t.

Submitted by Anonymous (not verified) on Sun, 05/09/2021 - 20:34

For most people, bankruptcy works. For most people “debt settlement” doesn’t work. One reason.  The debt settlement people charge enormous fees–FDR and NDR charge at least $6,000 to “settle” $40,000 in credit cards (and you still have to pay the settlement). Plus, they usually don’t work . See this email I got this email today […]

The three toughest questions at your bankruptcy hearing

Submitted by Anonymous (not verified) on Sun, 02/07/2021 - 23:59

The three toughest questions at your bankruptcy hearing. The three toughest bankruptcy hearing questions are NOT what most people expect.  The bankruptcy trustee does NOT ask you to explain how you got into this mess. They are not asking about your plans for the future.  And the creditors are NOT there demanding their money. Have […]

File Bankruptcy and Sleep Better

Submitted by Anonymous (not verified) on Mon, 02/01/2021 - 01:20

People who file bankruptcy sleep better. Ninety four percent of people surveyed said they slept better after filing bankruptcy. That’s the result of a 2019-2020 study taken through SurveyMonkey.com of former clients who filed bankruptcy with us three or four years before.  One hundred four people participated in the survey.      Getting good sleep […]

Forbearance Might Not Mean Deferment

Submitted by Anonymous (not verified) on Sun, 01/31/2021 - 20:46

A Mortgage Forbearance Might Not Get You a Mortgage Deferment A mortgage forbearance under the CARES Act is NOT the same as a deferment. At the end of a mortgage forbearance, you are behind by the exact number of payments they allowed you to skip.  A deferment means you are not behind. Mortgage companies are […]

Chapter 7 Trustee Donald F King

Submitted by Anonymous (not verified) on Mon, 01/25/2021 - 00:16

Chapter 7 Trustee Donald F King Donald F King is one of the four Chapter 7 trustees in the Alexandria Virginia Bankruptcy court. When you file a bankruptcy case in Alexandria, the computer assigns you to one of the four trustees. Lawyers are appointed Chapter 7 trustees as a part-time assignment.  He’s a partner in […]

We’re Zooming Virtual Bankruptcy Consultations

Submitted by Anonymous (not verified) on Sun, 01/24/2021 - 17:57

We’re Zooming Virtual Bankruptcy Consultations We’ve been Zooming–doing virtual bankruptcy consultations–since April 2020. We’ll continue through 2021. We stopped in-office consultations with the March 2020 pandemic lock down.  (I first heard of Zoom when my church started using it. We’re a small congregation and can see everybody on screen.)  Since April 2020 I’ve Zoomed bankruptcy […]

“Have You Sent Us a Bank Statement for Every Account?”

Submitted by Anonymous (not verified) on Fri, 12/18/2020 - 21:05

The Hardest Question You’ll Get Asked at Your Bankruptcy Hearing Like most people, you will be stressed when you get ready for your bankruptcy hearing. People are worried they’ll be asked “How did you get into this mess?” Actually, that almost never comes  up. The hardest question that always comes up is this one: “Have […]

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