Articles from Robert Weed

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Better Homestead for Single Homeowners in Virginia July 1

Submitted by Anonymous (not verified) on Mon, 04/22/2024 - 19:53

Whether You Can File Chapter 7 Bankruptcy and Keep Your House Depends on Your State Homestead Law
Until 2020, Virginia had the worst bankruptcy homestead protection in the country. Single homeowners (Virginia has great protection for real estate owned by married couples), could protect only $5000. That was written in the Virginia Code in 1919, when $5000 would have protected almost every house in Northern Virginia.

Before Bankruptcy, Don’t Let Your Credit Score Trick You

Submitted by Anonymous (not verified) on Sat, 04/20/2024 - 23:03

Before Bankruptcy, There Are Two Ways Your Credit Score Tricks You
 
Are you worried about what bankruptcy will do to your credit score?
Your credit score is the tool the banks and credit card companies use to trick you into paying them, even when you can’t afford it. Think for a moment. Is your credit score more important than feeding your children?  Probably not.

Make your mortgage payment in Chapter 13

Submitted by Anonymous (not verified) on Sun, 04/07/2024 - 01:05

Make your mortgage payment in Chapter 13
It’s easy to lose track of your mortgage payments in Chapter 13.  They don’t call you if you miss a payment.  It seems like nothing happens.
But if you slip back to three or four payments behind, they go to the judge and ask permission to foreclose you.  Even if you scramble to catch up, they tack on legal fees that you have to pay.

Success in Chapter 13: What You Need to Know

Submitted by Anonymous (not verified) on Sat, 04/06/2024 - 21:59

Success in Chapter 13: What You Need to Know
You want to be one of three consumers who succeed in Chapter 13.  As the lawyer in over a thousand successful Chapter 13 cases, I’ve collected tips for success in Chapter 13.
The Chapter 13 Trustee in Northern Virginia is Thomas Gorman

Here’s What We Need for our Second Meeting

Submitted by Anonymous (not verified) on Fri, 04/05/2024 - 17:00

Here’s what we usually need for our second meeting
Stafford bankrutpcy Lawyer Robert Weed is knowledgeable and kindMy Be Happy form asks the information the bankruptcy court needs to approve your case. So we can “be happy.”

What Does Chapter 7 Bankruptcy Cost in Virginia?

Submitted by Anonymous (not verified) on Tue, 01/30/2024 - 21:32

Here’s our payment schedule and work schedule:
What Does Chapter 7 Cost in Virginia April 2023
Lawyers are required to tell you what work we do for the money you pay. A lot of lawyers are pretty sketchy about that. I try to do better.
Do You Get More for Your Money with Us? Higher success rate and higher customer ratings.

We’re Zooming Virtual Bankruptcy Consultations

Submitted by Anonymous (not verified) on Tue, 01/30/2024 - 13:42

We’ve been Zooming–doing Zoom virtual bankruptcy consultations–since April 2020. We’re sticking with it.
We stopped in-office consultations with the March 2020 pandemic lock down. (I first heard of Zoom when my church started using it. We’re a small congregation and can see everybody on screen.)
Since April 2020 I’ve Zoomed bankruptcy consultations probably five hundred times.

We Win Our Appeal–Chapter 13

Submitted by Anonymous (not verified) on Tue, 12/26/2023 - 16:34

Robert traded his 2007 Ford Mustang on a new Ford Focus shortly before filing Chapter 13 bankruptcy.

Virginia bankruptcy lawyer Kaitlin Vaillancourt worked with me on this Chapter 13 appeal.
Thomas Gorman, the Chapter 13 trustee, objected that was “bad faith.” Robert said it was prudent planning–he needed a newer, more efficient car to get through a five year Chapter 13 plan.

Where is the Northern Virginia Bankruptcy Court? Where are the Northern Virginia bankruptcy hearings?

Submitted by Anonymous (not verified) on Tue, 12/26/2023 - 16:05

The bankruptcy court in Alexandria VA serves all of Northern Virginia. The Virginia bankruptcy court is a federal court. The Federal Court system divides Virginia into Eastern and Western districts.
We’re in the Eastern District, Alexandria Division

Where is the Northern Virginia Bankruptcy Court?

Submitted by Anonymous (not verified) on Tue, 12/26/2023 - 16:05

Most people who file bankruptcy never go to the bankruptcy courthouse.
 
About a month after your bankruptcy papers are filed, you have to attend a bankruptcy trustee hearing.  (Also called a “meeting of creditors” or a “341 hearing.”)  Those routine and they are done on Zoom.
When something is NOT routine, we have to go in front of the bankruptcy judge at the bankruptcy courthouse.
Where is that bankruptcy courthouse?

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