Submitted by Anonymous (not verified) on Fri, 04/05/2024 - 17:00
Here’s what we usually need for our second meeting My Be Happy form asks the information the bankruptcy court needs to approve your case. So we can “be happy.”
Submitted by Anonymous (not verified) on Tue, 01/30/2024 - 21:32
Here’s our payment schedule and work schedule: What Does Chapter 7 Cost in Virginia April 2023
Lawyers are required to tell you what work we do for the money you pay. A lot of lawyers are pretty sketchy about that. I try to do better. Do You Get More for Your Money with Us? Higher success rate and higher customer ratings.
Submitted by Anonymous (not verified) on Tue, 01/30/2024 - 13:42
We’ve been Zooming–doing Zoom virtual bankruptcy consultations–since April 2020. We’re sticking with it.
We stopped in-office consultations with the March 2020 pandemic lock down. (I first heard of Zoom when my church started using it. We’re a small congregation and can see everybody on screen.)
Since April 2020 I’ve Zoomed bankruptcy consultations probably five hundred times.
Submitted by Anonymous (not verified) on Tue, 12/26/2023 - 16:34
Robert traded his 2007 Ford Mustang on a new Ford Focus shortly before filing Chapter 13 bankruptcy.
Virginia bankruptcy lawyer Kaitlin Vaillancourt worked with me on this Chapter 13 appeal.
Thomas Gorman, the Chapter 13 trustee, objected that was “bad faith.” Robert said it was prudent planning–he needed a newer, more efficient car to get through a five year Chapter 13 plan.
Submitted by Anonymous (not verified) on Tue, 12/26/2023 - 16:05
Most people who file bankruptcy never go to the bankruptcy courthouse.
About a month after your bankruptcy papers are filed, you have to attend a bankruptcy trustee hearing. (Also called a “meeting of creditors” or a “341 hearing.”) Those routine and they are done on Zoom.
When something is NOT routine, we have to go in front of the bankruptcy judge at the bankruptcy courthouse.
Where is that bankruptcy courthouse?
Submitted by Anonymous (not verified) on Tue, 12/26/2023 - 16:05
The bankruptcy court in Alexandria VA serves all of Northern Virginia. The Virginia bankruptcy court is a federal court. The Federal Court system divides Virginia into Eastern and Western districts. We’re in the Eastern District, Alexandria Division
Submitted by Anonymous (not verified) on Tue, 12/26/2023 - 15:41
The FDCPA requires that a debt collector sue you in the right judicial district.
Virginia is divided into Judicial Districts. You can see that map here.
In Northern Virginia, most district are one county. But Loudoun and Fauquier share one district. Stafford is in with Fredericksburg and Spotsylvania. So if you live in Stafford, they can sue you in Spotsy. And if you live in Fauquier, they can sue you in Loudoun. Right?
That’s what we thought.
Submitted by Anonymous (not verified) on Tue, 12/26/2023 - 13:35
What Is Bankruptcy?
Bankruptcy gives a fresh start to honest debtors. That’s what the Supreme Court said more than seventy years ago. A fresh start to honest debtors and a clear field for the future. (As an aside, we know how hard it can be to decide if bankruptcy is right for you, that’s why we encourage you to read our many client reviews.)
Submitted by Anonymous (not verified) on Tue, 12/26/2023 - 00:22
Chapter 13 is price controlled by the bankruptcy judges. In August 2023, they set the fee at $6339.
We get about half up front, and the rest out of the Chapter 13 payment you make to the court.
So up front, $700, $1000, and $1100. Then $3529 from your payments–that works out to $65 a month over a five year Chapter 13. Here’s the Chapter 13 fee Agreement