Articles from Robert Weed

Bankruptcy Means Test: 5% Additional for Food and Clothing

Food and clothing in the bankruptcy means test One of my jobs as a bankruptcy lawyer is to make you look good on the bankruptcy means test. Here in Northern Virginia, I claim an extra 5% on your food and clothing allowance.  The bankruptcy means test law talks about that 5% in 11 USC 707(b)(2)(A)(ii)(l).

Chapter 13: Your vehicle operating budget is too small.

If you are in Chapter 13, the vehicle operating budget you are allowed will be too small. That’s (almost) a mathematical certainty.   Here’s why. The census bureau shows–no surprise–that people who are working spend on average double on transportation gasoline and maintenance than people who aren’t.

Settlement Agreements, Confidentiality and Non-Disparagement

Bob needs to do a blog on this. Here’s this on confidentiality. http://www.scbar.org/MemberResources/EthicsAdvisoryOpinions/OpinionView/.... It’s an ethic violation for lawyer to sign–client can sign and direct lawyer to keep his mouth shut.

Dismissed Chapter 13

Sometimes a dismissed Chapter 13 is all your need. Chuck and Inez came to see me today about Chapter 7 bankruptcy. I had put Inez in a Chapter 13 in December 2011 when their house was days away form foreclosure.   The Chapter 13 was dismissed six weeks later. BUT, that short Chapter 13 had […]The post Dismissed Chapter 13 by Robert Weed appeared first on Robert Weed.

Freedom Debt Relief: Claims on the Radio–Are They True?

Heard a commercial last week for Freedom Debt Relief on WTOP. They said that Freedom Debt Relief offers a “unique” alternative that will save “the most money” and get people out of debt in the “shortest amount of time.” I’ve sued a couple debt relief operations, most notably Legal Helpers Debt Resolution.

Can a Debt Collector Call Itself “Law Enforcement Systems”?

I think it’s an FDCPA violation for a debt collector to call itself Law Enforcement Systems. One of my bankruptcy clients brought me a bill from an outfit called Law Enforcement Systems. The bill as for $100.65.  That’s 65 cents for a toll they say she didn’t pay.

How Private Student Loans and Bankruptcy Reform Cause Unemployment

Private Student Loans + Bankruptcy Reform = Unemployment Chuck told me today that he can’t buy a house because of his private student loans.  Fed Chairman Janet Yellen says he’s not alone–and that student loan debt is holding back jobs and the economic recovery.

Valarie gets approved for an after bankruptcy mortgage

Valarie emailed me a little after midnight, to let me know she’d bought a new house. When Valarie came to see me in 2010 she was living in a trailer park.  Next month, she’ll be a homeowner.

Chapter 7 bankruptcy fling fees go up–is that fair?

On June 1, the filing fee for a consumer chapter 7 bankruptcy goes up from $306 to $335.  Is that fee fair? Let’s do a comparison.  In a month-long jury trial ending yesterday, Apple was awarded $119 million in their patent lawsuit Samsung.   Apple had asked for lots more–$2.2 billion–in this battle of smartphone giants.

Is VirginiaDebtRelief.org really BBB rated A+

VirginiaDebtRelief.org, one of those “Avoid Bankruptcy” outfits–is unusual because they claim to be rated A+ by the Better Business Bureau.

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