Submitted by Anonymous (not verified) on Wed, 12/17/2014 - 18:20
This time bankruptcy worked better than I hoped John and Val filed a Chapter 7 bankruptcy with me in 2004. A lot of their problem then was medical bills. John’s health continued to decline. When they came to see me in 2012, he was disabled. He was confined to a wheel chair.
Submitted by Anonymous (not verified) on Sun, 12/14/2014 - 17:58
Most people have no idea how much they spend on health care. When you file bankruptcy, one of the forms for the bankruptcy court is called Schedule J. Schedule J is your budget. As a bankruptcy lawyer, I spend a lot of time talking to people about their budgets.
Submitted by Anonymous (not verified) on Sun, 11/30/2014 - 22:16
Confidentiality or Obstruction of Justice: Where’s the Line? For a consumer bankruptcy lawyer, I’m litigious. I’m quick to sue. I hate it when people do illegal stuff to my customers. People in financial trouble can be magnets for illegal stuff. Fair Debt Collection Practices Act violations. Fair Credit Reporting Act violations. Illegal internet payday loans.
Submitted by Anonymous (not verified) on Sat, 11/29/2014 - 21:41
Chapter 7 Bankruptcy Trustee Grabbing Alimony Payments Esther is divorced, mother of two grade school children. She and the kids are living on child support, alimony, and pulling money out of her retirement. She has $10,000 left in her retirement. Her most valuable possession is her paid for 2007 Honda Odyssey.
Submitted by Anonymous (not verified) on Sat, 11/22/2014 - 23:48
For the holidays, we’re offering Saturday bankruptcy consultations. If you are in financial trouble, you hate to lose time from work to talk to a lawyer about bankruptcy. Especially around the holidays, when you already have so much going on.
Submitted by Anonymous (not verified) on Sun, 11/02/2014 - 18:03
Ocwen Back-Dates Loan Mod letters–according to NY Attorney General. One of the scary thing about applying for loan mods is the short deadlines you have to get them stuff–often things you’ve sent them twice before.
Submitted by Anonymous (not verified) on Sun, 11/02/2014 - 14:35
Avvo names Robert Weed a Top Contributor One of the ethical aspirations of lawyers is to help the public understand their rights. To help with that, Avvo provides a forum for lawyers to answer questions–not give legal advice–to members of the public.
Submitted by Anonymous (not verified) on Tue, 08/26/2014 - 20:37
Good News: Fannie Mae Announces New Shorter Waiting Period. Here’s the most important question for people who file bankruptcy because they can’t make their house payments: How soon can I buy a house again? Since the housing crisis, there have been two waiting periods: Two years after the bankruptcy; but three years after the house […]
Submitted by Anonymous (not verified) on Thu, 07/17/2014 - 01:55
Q: “Why Do you Want All these Forms Filed Out for our Bankruptcy Consultation?” A: “Because you and I should not play Texas hold’em.” I’ve never played Texas hold’em. But I’ve seen it on TV. Maybe you have, too. Each players has their own cards–then the cards dealt in the middle face down are turned […]
Submitted by Anonymous (not verified) on Sun, 07/13/2014 - 02:01
This article in the Norfolk paper about Portfolio Recovery explains something I had only guessed at, before. Debt collectors know when your finances improve. Debt collectors pay the credit bureaus to tell them. I’m a Virginia bankruptcy attorney, and I know people want to put off filing bankruptcy for as long as possible. Some people come […]