Articles from Consumer Help Central

9 Ways to Screw Up Your Federal Student Loan Rehabilitation

When you fall behind on your federal student loan repayment, it feels as if there’s no good news. Collectors call day and night, and the threat of wage garnishment looms large.
Each month, the payment amount due soars. Finally, you throw up your hands and figure there’s no sense in fighting the federal student loan monster.

Get Rid Of Your Debt Once And For All (Without Bankruptcy)

No matter how deep your hole of debt, you want to keep bankruptcy as a last resort.
If there’s a way out of debt that doesn’t involve a trip to a bankruptcy lawyer, that’s what you want to do.
After all, bankruptcy costs money and takes time. You have to give up all sorts of financial information, and it doesn’t cover all types of debt.

Announcing A New Podcast For Bankruptcy, Student Loans, Credit and Debt

Free AnswersTo Debt Questions (1)
Sometimes you’ve got a question you need answered before you make the decision to hire a lawyer.
Questions such as:

6 Questions To Answer Before Settling Your Debts

The right destination
I get dozens of questions each day from potential clients, but the top question when it comes to bankruptcy is this:
Isn’t it a better idea to settle my debts instead of filing for bankruptcy?

How To Deal With Private Student Loans When You Fall Behind

deal with private student loans
If you’ve got private student loans, you’re more likely to fall behind on them than on your credit card debt.

Midland Funding – What You Need To Know About This Debt Buyer

Midland FundingMidland Funding is a company that buys old credit card debts. But that’s just the tip of the iceberg.
If you go past due on a credit card debt, it’s going to be sold to another company. That’s how credit card companies make their money – by selling old debts that they can’t collect on their own.

7 Reasons Why You May Not Want To Settle Old Debts

settle old debts
When you’re behind on your bills, you can expect debt collection calls and letters. Depending on how far behind you are, those calls and letters range from the innocuous (hey, it looks like this one slipped your mind … maybe send some money?) to the downright scary (if you don’t pay us right now, we’re going to sue you!).

New York To Roll Out Tough New Debt Collection Regulations

 
New York debt collection regulations 2015
On December 3, 2014 New York State Governor Andrew M. Cuomo announced a series of new regulations aimed at curbing debt collection abuse in the state.

Two Student Loan Debt Relief Companies Sued By CFPB

Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau, the government consumer protection watchdog, is taking action against two companies that allegedly scammed student loan borrowers.

Is There Really A Downside to Steering Clear of Student Loans?

steer clear of student loans downside
It turns out there’s a downside to declining the opportunity to dig yourself into a pit of student loan debt. You probably can’t afford to pay for college any other way. But is that such a bad thing?

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