Articles from Consumer Help Central

Win A Debt Collection Lawsuit Using These 2 Magic Words

debt collection lawsuit magic
Did you know that two magic words can help you defend – and possibly win – a collection lawsuit?
Whether you’re being sued for a private student loan, a credit card debt gone bad, or a bank loan it’s unbelievable that the lender or debt buyer can be scared off so easily.

6 Things That Won’t Happen When You Get Out Of Debt (And 1 Thing That Will)

what happens after debtThere are things I haven’t told you about the world after you get out of debt.
That nobody else has told you is at once a source of vindication and shame. I’m not the only one who’s left out the tidbits, so that’s good – but someone should have clued you in.

Sued For A Student Loan? Here Are 2 Steps To Dramatically Improve Your Odds Of Winning.

student loan lawsuit odds
Who wouldn’t want to win a student loan lawsuit?
If you’re being on your student loans, you’re at constant risk of being sued.
And if you’re sued, you stand an excellent chance of losing the case. But not for the reason you think.
Why Most People Lose When Sued For A Student Loan

Will Bankruptcy Automatically Wipe Out That Student Loan?

student loan investigationBankruptcy won’t wipe out a student loan without some additional work. Unless it’s not a student loan at all.
If you’re dealing with student loan debt, you probably already know that they are usually exempt from discharge in a bankruptcy case. In fact, getting your student loans wiped out in bankruptcy requires an additional determination by the judge.

How To Stop Garnishment Of Wages For Federal Student Loans

student loan garnishment empties your pocketIf you’ve fallen behind on your student loans, you may be at risk for wage garnishment. Here are some tips on how to avoid garnishment and get back on track.
When you default on your federal student loans, the government can begin an administrative wage garnishment without a judgment from a court.

How We’re Letting The Student Loan Bully Win (And What To Do Instead)

student loan bully
When it comes to the issue of wiping out student loans, everyone acts like a kid who gets his lunch money taken each day by the school bully.

Private Student Loan Default Rewards May Be Worth The Risk

private student loan default risk reward
When you’re looking at a significant private student loan debt, your options are limits to two – pay or don’t pay.
If you can afford to make the payments, you should do so as quickly as possible. The faster those private student loans are paid in full, the less you’ll wind up paying in interest charges.

How To Calculate Your Federal Student Loan IBR Payment Amount

adjusted gross income for ibr
Student loan lawyers love IBR, or income-based repayment. When it comes to federal student loans, nothing provides more flexibility than a repayment plan tailored to your ever-changing income.

What To Do With Those Corinthian Colleges Student Loans

Corinthian Colleges, a for-profit institution with 72,000 students spread over 100 campuses, is closing down. If you have student loans for your education at Corinthian Colleges, you may find that relief isn’t too far off.
Corinthian Colleges Out Of Business
One of the largest for-profit colleges in the nation, Corinthian Colleges owns the following colleges:

When Does Student Loan Default Occur?

student loan default
If you fall behind on your student loan, you may not be in default.
The answer depends on whether the student loan is federal or private. But first, you need to understand the concept of default.
What Is Default?
A default is, technically speaking, a failure to meet the legal obligations of a loan.

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