Submitted by Anonymous (not verified) on Thu, 11/13/2014 - 13:00
If you’re angling towards qualifying for public service loan forgiveness, you should enroll your federal student loans into income-based repayment. If you don’t, you’re probably leaving money on the table.
Submitted by Anonymous (not verified) on Tue, 11/11/2014 - 13:00
When you leave school, you won’t have to begin repaying your federal student loan right away. That doesn’t mean you shouldn’t do just that.
Stafford Loans come with a six month grace period that starts when you leave school or drop below half-time enrollment. During that six-month window, you won’t be required to make payments on your federal student loans.
Submitted by Anonymous (not verified) on Thu, 11/06/2014 - 13:00
When you deposit money into the bank, you want to access it as fast as possible. Here’s why you may not always get what you want from the bank, and how to turn it around to your advantage.
Submitted by Anonymous (not verified) on Tue, 11/04/2014 - 13:00
When you graduate from college you expect to find a job that will pay enough to allow you to take care of those student loan debts. For many, however, that dream fails to turn into reality.
Submitted by Anonymous (not verified) on Fri, 10/17/2014 - 16:29
Would allowing private students to be discharged in bankruptcy really solve the problem?
The CFPB (as well as just about anyone else who thinks about student loans on a regular basis) recognizes that the private student loan market is a lion’s den for students who need to borrow for higher education.
Submitted by Anonymous (not verified) on Fri, 09/26/2014 - 16:12
If you’ve got a debt from years ago, don’t make the mistake of prolonging the negative impact is has on your credit history.
Old debts can plague your credit for years, dragging down your score long after the date you went into default.
Submitted by Anonymous (not verified) on Tue, 09/23/2014 - 13:00
When you think about the student loan crisis, your mind conjures up images of twenty-somethings working at Starbucks. What you don’t see, however, are the hundreds of thousands of hard-working professionals who pull in comfortable salaries yet live in fear of their student loans.
Submitted by Anonymous (not verified) on Tue, 08/26/2014 - 11:08
Editor’s Note: Each state has different laws when it comes to enforcement of money judgments, including those relating to private student loans. This article works with the laws of the State of California; if you live anywhere else, talk with a lawyer in your state about your individual situation.
Submitted by Anonymous (not verified) on Thu, 08/21/2014 - 13:00
Until a private student loan lender decides to file a lawsuit against you, there’s nothing but chaos and uncertainty. That’s all replaced, for better or worse, the instant the case is filed.