Articles from Consumer Help Central

Why Bankruptcy May Be The Answer To Your Student Loan Problems

bankruptcy as student loan option
If you’re in over your head with student loans, chances are you’re getting desperate.
You’ve seen the ads claiming that there are ways to get your student loans forgiven, and that new programs exist to help you. But when you make a phone call, you find out that it’s the same old bait-and-switch maneuver that won’t get you anywhere.

What to Do If You’re Sued For Your Student Loans

student loan lawsuit what to do
Finding out that your student loans are suing you can scare the living daylights out of you. Many people do nothing in the hopes that it will just disappear if they ignore the lawsuit. But that’s the most dangerous reaction to being sued for student loans.

How To Pay Your Bankruptcy Court Filing Fees (Or Not)

bankruptcy filing fee payment options
When you file for bankruptcy, you need to pay a filing fee to the court.
That’s different from any legal fees you may have to pay to a lawyer, or fees you may pay to someone to get the bankruptcy papers typed up neatly.
The filing fee goes directly to the court system.
Here’s what you need to know.

What Happens To Judgments In A Chapter 7 Bankruptcy Case

judgment after chapter 7 bankruptcyFiling for Chapter 7 bankruptcy won’t get rid of a judgment that’s already on your record. Depending on your situation, you may not care.

How To Use Bankruptcy To Stop An Eviction

bankruptcy stops eviction
Behind on the rent? Looking to buy yourself some more time, maybe even wipe out the obligation to the landlord altogether?
If so, you may be tempted by the prospect of filing for bankruptcy.

What You Need To Know About Cosigner Release Of Student Loans

release from student loan liability
When you apply for a student loan, you may be required to get a consigner. That person, usually a relative, is doing a good deed for you in helping you get the loan.
Here are some things you need to know about what it means for you – and for the cosigner.
Cosigner Liability

A Good Person

morality and debt
There’s no clause in a credit card contract that speaks to your morality. Nor, for that matter, the morality of the lending institution.
The reason? This is a commercial contract – one party borrows money, the other lends it based on the agreement that the lender will reap a financial benefit in the form of interest.

What Does It Mean To Vacate A Judgment?

vacate judgment in collection lawsuit
There’s a line in the classic movie, The Producers, when one character says to the other, I lieb you, baby. I lieb you. Now lieb me alone.

How New York Collection Lawsuits Will Get Harder For Debt Buyers

New York Court Of Appeals
New York State Court Of Appeals Chief Judge Jonathan Lippman is fed up with all the flawed debt collection lawsuits filed in New York. So in a remarkable and unexpected win for consumers, he’s taken steps to make the process fairer.

The Investing in Student Success Act – A Dangerous Idea

The Investing in Student Success Act
A new measure proposed by Sen. Marco Rubio (R-Fla.) calls for employers to help fund higher education through so-called income share agreements.

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