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Can Credit Repair Really Raise Your Score After Bankruptcy?

Submitted by Anonymous (not verified) on Fri, 10/09/2015 - 17:00

When you use bankruptcy to get out of debt, the first thing you’re going to want is to work on your credit score. Getting your credit into tip-top shape, after all, helps put you in the best light with new lenders.
That’s where credit repair companies come in.
They play on your fears that bad credit will stand in the way of your dreams, and that bankruptcy is the end of the world. Once you’re hooked, they promise to remove bad marks from your credit report.
It sounds too good to be true – and that’s exactly what it is.
Your Credit Score After Bankruptcy

Use This Simple Bankruptcy Trick To Slash Your Car Payments

Submitted by Anonymous (not verified) on Thu, 10/08/2015 - 05:00

People file for bankruptcy protection for a number of reasons: overdue credit card debts, tax obligations, mortgage issues, and more. One benefit of filing for bankruptcy is the ability to modify the terms of your car loan and pay it off through a court ordered repayment plan.
If you’ve got a car and want to handle a particularly difficult car loan, you’re going to look to a repayment plan under Chapter 13 of the US Bankruptcy Code. Depending on your situation you may be able to reduce your interest rate, lower the balance of the car loan, or both.

Would You Fight Ronda Rousey for a Frappuccino?

Submitted by Anonymous (not verified) on Thu, 10/01/2015 - 11:00

There comes a time when you start looking at picking up extra jobs to improve your financial situation.
For example, Megan Fox used to dress up as a banana. Whoopi Goldberg did time as a phone sex operator before her career took off. Brad Pitt donned a chauffeur’s cap to be a limo driver for strippers.

Government Report Reveals Widespread Student Loan Servicing Problems

Submitted by Anonymous (not verified) on Wed, 09/30/2015 - 16:00

Talk to people with federal student loans and it’s unlikely that you’ll hear praise for companies responsible for overseeing their loans. Now a report issued by the Consumer Financial Protection Bureau confirms what many borrowers have known all along – the system is broken.

How Digit Can Help You Effortlessly Grow Your Savings Account

Submitted by Anonymous (not verified) on Wed, 09/30/2015 - 08:00

You know the best way to avoid debt is to have money in your savings account. But it feels impossible to fund a savings account when you’re barely making ends meet.
I know how it feels because I’ve been there, and because my clients roll their eyes at me whenever I talk about the importance of saving money for the proverbial rainy day. I can almost hear them thinking, there is no way I’m going to be able to put away any money on my salary!

5 Reasons To Embrace Income Based Student Loan Repayment Options

Submitted by Anonymous (not verified) on Tue, 09/29/2015 - 09:00

If you’ve got federal student loan debt, making the monthly payments can feel like an exercise in futility. With low post-graduate incomes relative to the amount of debt they carry, it’s no wonder.

We’ve Been Having the Wrong Conversation About Your Money

Submitted by Anonymous (not verified) on Mon, 09/28/2015 - 10:20

I’ve had this nagging though rattling around in my head for the past few years – the thought that you’re not getting the right conversation when we talk about your personal financial situation.
Yes, you’re in debt. You’ve got student loans to pay, credit cards that are through the roof, and other bills that are piling up faster than snowflakes on the windshield in the middle of a Northeastern winter morning.

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