Articles from Consumer Help Central

How Bankruptcy Can Restore A California Driver License Suspended For Child Support

california bankruptcy child support suspended licenseCalifornia is a state of drivers. For those with child support debts, bankruptcy may provide relief from a driver license suspension.

Why You Should Remember Woody Allen If You’re Sued For A Debt

lawsuit defense file answerEighty percent of success is showing up, according to Woody Allen. So, too, in matter concerning debt collection lawsuits.
You owe a debt to a credit card company. You fall behind, and the credit card company sells the debt to some other company.
Happens all the time, don’t look so shocked.

Debt And Divorce: Getting Your Name Off A Joint Account

debt divorce joint accountThey’d been divorced for years when she discovered he’d been messing with her credit score.
She called in tears, sobbing about how her ex-husband was supposed to have removed her name from the joint credit card as part of the divorce decree. He hadn’t done so, fell behind on the payments to the creditor, and now her credit score looked like swiss cheese.

Should You Pay Off Student Loans With Credit Cards?

DiceHe knew he wasn’t going to be able to wipe out his student loans in bankruptcy, so he had a better idea. Or did he?
Most people with student loan debt know they can’t wipe out their student loan debts in bankruptcy without jumping through hoops like a circus animal.

Cosigned For A Loan Or Thinking About It? Consider The Risks First.

cosign loan tightrope riskThinking of cosigning a loan? What could possibly go wrong?
When you cosign for someone else, you are considered to be equally responsible for repayment. If the other person doesn’t pay then you’re going to need to do so.

In Matters Of Debt, Change Your Best Thinking

best thinking in debtSometimes you need to change your thinking to change the outcome.
There’s a saying in Alcoholics Anonymous that goes, “Your best thinking got you here.” In the context of recovery from addiction, the phrase means that your best ideas about a happy life nearly you killed.

Thinking Of Filing For Bankruptcy? Here Are The Documents You’ll Need To Get Started.

bankruptcy filing documents neededThinking of filing for bankruptcy? Make the process go more smoothly by getting to work quickly.
One of the worst parts of my job as a bankruptcy lawyer is telling my clients what documents they need to get me in order to get the process rolling.

Bank Account Frozen? For New Yorkers, There’s Hope.

New York Judgments Frozen Bank Account ExemptionsWhen you’ve got a judgment against you, collection gets scary. For New Yorkers, there’s some relief.
When people call me for help with their bill problems it’s usually because they’re scared of a judgment.

Do You Listen To Consumer Help Radio?

Bankruptcy PodcastYou do? Awesome!
So you already know about how Consumer Help Radio is an audio program that answers your questions about bankruptcy, consumer protection issues, student loan law and just about anything having to do with the law and your money.
You know how I spend a few minutes catching you up on the news you need to know about personal finances and the world of money.

Bankruptcy And The Get Rich Quick Mentality

after bankruptcy get rich quickYou’ve got more time than you think you do.
When you come out of bankruptcy, you’ve got this burning desire to run.
Get a house, buy a car, live large. Now now now.

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