Articles from Consumer Help Central

How To File Bankruptcy: Listing Your Personal Property

This is part of our series on How To File Bankruptcy.
how to file bankruptcyWhen you file bankruptcy, a failure to list all personal property may mean you don’t get to keep it.

Your Options for Dealing With Repossession Under California Law

california repossession lawIf your car has been repossessed and you live in California, your life may get a lot more difficult. Or not.
Most people think that if they don’t pay the car loan, the lender will come to repossess the vehicle. Once that’s done, they figure it’s all over.

Why Official Bankruptcy Notice Addresses Are Important (And How To Find Them)

los angeles post officeWhen you file for bankruptcy, your creditors are notified so they can stop collection activities. Using the official bankruptcy notice addresses protects you from further harassment.
You’re required to list all debts on your bankruptcy schedules – no exceptions.
Once notified of a bankruptcy filing, creditors must stop collection activities.

How To Easily And Quickly Get Your Credit Report Without Being Ripped Off

credit report lawyerThere are a million places to get your credit report. Let’s make it free and easy, shall we?
You know you need to check your credit report regularly so you hit the Internet in search of a site.

Options For Keeping Your Home Or Car After Chapter 7 Bankruptcy

many choicesIf you’re filing for Chapter 7 bankruptcy, you may want to keep your car or your home. Luckily, you’ve got a few options.

Why Check Your Credit Report (And How Often)

check your credit reportsYour credit report is one of the most important documents out there. As a financial resume of sorts, you should take care to watch it closely.
It drives me nuts when I find out my client hasn’t taken a look at his credit report for … well, in so long he can’t even remember when the last time was that he saw his credit report.

Reverse Mortgages – Tool For Getting Out Of Debt, Or Recipe For More Trouble?

reverse mortgage basicsCash out your equity, get money to pay debts, and live happily ever after. Better watch out.
Last week I spoke with a wonderful woman with $50,000 in credit card debt, medical debts approaching six figures, and no equity in her home. She’s retired, 74 years old, and looking to file for bankruptcy.

Halsey Minor And The Bargain Of Business And Bankruptcy

halsey minor business bankruptcyHalsey Minor, founder of CNET, filed for bankruptcy in Los Angeles on May 24, 2013. What’s the lesson for the small business owner?
Let’s say you’ve hit on a grand business idea. You take a risk, throw a bunch of money at the venture, and dive deeply.
A few years later, you’re deep in the red.

The Sharp Edge Of A Tough Time

bankruptcy and the sharp edge to a tough timeYou’re sitting at the kitchen table, poring over the bills – again. What impact does it have on your family?
If you’re deep inside your own financial problems, you’re probably not in a frame of mind to think about those around you.
You don’t see their faces as they watch you grimace over the past-due bills.

Student Loans And The Troubling Tale Of Two Sallies

sallie maeSallie Mae splits into two companies. Why should we all be worried?

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