Articles from Consumer Help Central

The Role And Duties Of The Chapter 13 Bankruptcy Trustee

Chapter 13 trusteeIf you’re filing a Chapter 13 bankruptcy, know the trustee to maximize your chances of success.

Here’s What It Means To Have A Judgment Filed Against You – And What You Can Do About It

Having a judgment filed against you brings with it a new level of debt collection. Thankfully, there are some things you can do to ease the pain.
filed judgment against youA judgment is nothing more than a decision by a court that has been entered into the public record.

Why JPMorgan Chase Is Going To Stop Offering Student Loans

Chase BankThe Los Angeles Times is reporting that JPMorgan Chase & Co has decided to get out of the student loan business, citing competition from federal government programs, increased scrutiny from regulators, and lack of gro

How Long It Takes To Complete Your Chapter 7 Bankruptcy Case

chapter 7 bankruptcy time to finishChapter 7 bankruptcy is remarkably powerful – and incredibly fast.
I’ve always said that it takes longer to decide to file for Chapter 7 bankruptcy than for the case to go through the court system.

What Happens After The Chapter 7 Bankruptcy Meeting Of Creditors

meeting of creditors - 341 meetingOnce the meeting of creditors is over in your Chapter 7 bankruptcy case, you’re pretty much done.
You filed for Chapter 7 bankruptcy.
You went for your meeting of creditors.
The trustee closed the meeting.
Here are the loose ends you need to tie up.
If The Meeting Is Closed

Bankruptcy Creditors Meeting Questions

bankruptcy creditors meeting questionsThe meeting of creditors in your bankruptcy case goes faster when you know the questions you may be asked.
These questions are largely standard, and many are required by the U.S. Department of Justice.
The purpose of these questions is to ensure that you’ve properly listed all of your assets, debts, and financial circumstances.

What You Need To Know About the Bankruptcy Meeting of Creditors

meeting of creditors - 341 meetingThe meeting of creditors in your bankruptcy case is nothing to be scared of – so long as you know what’s coming.
In every bankruptcy case – be it a Chapter 7 or a Chapter 13 – requires a meeting of creditors. This meeting, required by Section 341 of the U.S. Bankruptcy Code, is also sometimes called a 341 meeting.

Here’s When You Can File For Chapter 7 Bankruptcy Again

Crystal ball, exteriorIf you file Chapter 7 bankruptcy too soon after you get a previous bankruptcy discharge, you cannot receive another discharge.
If you filed for Chapter 7 bankruptcy in the past, you may not be able to file a new Chapter 7 case and get a discharge of your debts.

Why Using Student Loans To Pay Off Debts Is A Horrible Idea

federal student loans swap for other debtBefore paying off your debts by taking out student loans, consider the consequences.
Ever take out a federal student loan and think to yourself, “Hey – I should take out a little extra and pay off my credit cards!”
How did that work out for you?

The Rules Of Abandonment Of Property In Chapter 7 Bankruptcy

abandoned propertyWhen your bankruptcy trustee files a notice of abandonment, it’s time to celebrate.
When you file for bankruptcy, something called an estate is created.

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