Articles from Consumer Help Central

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What To Do When You’re Sued On A Zombie Debt

Submitted by Anonymous (not verified) on Thu, 08/08/2013 - 10:00

zombie debtIf you’ve been in debt for awhile, you’ve gotten a letter or phone call from a debt buyer.
The companies purchase uncollectible debts from credit card companies, banks and student loan lenders in the hopes that they’ll be able to convince you to pay them a few bucks.
They pay so little for the account that even a steep settlement is considered a profitable victory.

Free New York Bankruptcy Information Event – All Are Welcome

Submitted by Anonymous (not verified) on Mon, 07/29/2013 - 10:00

new york city bar associationOn August 22, 2013, David Shaev will be presenting at the Consumer Bankruptcy Informational Workshop, a presentation of City Bar Justice Center of the New York City Bar and the U.S. Bankruptcy Court for the Eastern District of New York.

What To Do If You Default On Your Federal Student Loans After Rehabilitation

Submitted by Anonymous (not verified) on Sat, 07/27/2013 - 17:00

student loan lawyerA defaulted federal student loan isn’t the end of the world.
Let’s say you fell behind on your student loans. Way behind.
So far behind that you went into default on your federal loans. But times got better, and you were able to rehabilitate those loans and resume payments.

Legal Fees In Chapter 7 Bankruptcy Must Be Paid Before Filing The Case

Submitted by Anonymous (not verified) on Sat, 07/27/2013 - 13:00

chapter 7 legal fees to start caseI wish we could file your Chapter 7 bankruptcy case immediately – but we can’t. Here’s why.
If you owe us money when your case is filed, we’re considered creditors.
Creditors aren’t allowed to contact you or ask you for money once your case is filed.
If they do, it’s against the law.

Refinancing Your Mortgage While In Chapter 13

Submitted by Anonymous (not verified) on Sat, 07/27/2013 - 03:48

refinance mortgage during chapter 13You can refinance your mortgage during an active Chapter 13 bankruptcy case – but only if you follow the rules.
When you file for Chapter 13 bankruptcy, part of the deal is that you are not allowed to take on more debt until the case is over.
If you want to take on new debt while your case is active, you need court permission.

Our New York Office Is Moving

Submitted by Anonymous (not verified) on Fri, 07/26/2013 - 01:45

20130725_162029
We’re packing the boxes and moving the New York office over the next few days.
Expect to see us back on Tuesday, July 30, 2013.
Phone numbers and email addresses remain the same.
Our new address is:
1430 Broadway Ste 1802

The Anxiety About The Costs Of Higher Education

Submitted by Anonymous (not verified) on Tue, 07/23/2013 - 10:00

high cost anxietyA reasonable question posed about the student loan debate is whether the anxiety about costs is really anxiety about jobs after graduation? That’s one of the issues spotted in a recent blog post by an unnamed Community College Dean, and it bears consideration.

The Time Things Went Bad At The 341 Meeting

Submitted by Anonymous (not verified) on Mon, 07/22/2013 - 10:30

bad decisionHe thought he got a great deal on his Chapter 7 bankruptcy. Coming out of the meeting of creditors, he realized just how much it cost him.
A few months back I was waiting with a client for their meeting of creditors to be held. It was the typical setup: lots of nervous people, a few lawyers scurrying around, and me – talking nonsense with my client.

Why You Should Always Read Mail From The Bankruptcy Court

Submitted by Anonymous (not verified) on Sat, 07/13/2013 - 10:00

open your mailThe bankruptcy court doesn’t send you mail unless it’s important.
Sometimes creditors just can’t help themselves from running afoul of the bankruptcy laws.
My client owed $78 to her dermatologist.  She had a host of other overdue debts that led her to my office and, after realizing she was over $50,000 in the red she decided to file for bankruptcy.

Guard Against Identity Theft With These Three Easy Steps

Submitted by Anonymous (not verified) on Fri, 07/12/2013 - 18:35

bad guy thievesTake three simple steps and your risk of identity theft plummets.
Identity theft can ruin your financial life, so you do what you can to minimize the risks.
You check your credit report, dispute the errors and keep tabs on your day-to-day finances.

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