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How Much Should You Pay For A Bankruptcy Attorney In New York?

Submitted by Anonymous (not verified) on Sat, 10/26/2013 - 22:00

bankruptcy lawyer new york city fee questionWhen filing for bankruptcy, you don’t want to pay too much for an attorney. You also don’t want to pay too little.
There are about a dozen bankruptcy attorneys who routinely file Chapter 7 cases in New York City. When it comes to Chapter 13, there are maybe half that number.

Why You Shouldn’t Write Checks You Can’t Cover

Submitted by Anonymous (not verified) on Fri, 10/25/2013 - 13:00

bad check problems in californiaShort on funds? If you’re in California, don’t write a check unless you know you can cash it.
You’ve got $11 left in your checking account and the cash register at the grocery store in Los Angeles shows a balance due of $108.14.
There’s not much you can pull off the conveyor belt.

Federal Student Loan Options For Members Of The Military

Submitted by Anonymous (not verified) on Thu, 10/24/2013 - 13:00

Student Loans And Military MembersMembers of the military get certain protections when it comes to federal student loans.
Over the years I’ve represented a number of people in the Armed Forces. Two things that blow my mind are how little they get paid to serve our country, and how many of them are burdened with student loans.

Can SoFi Change the Face Of Student Loans?

Submitted by Anonymous (not verified) on Wed, 10/23/2013 - 19:56

student loan financeSoFi is turning the student loan market upside down with a mission to help borrowers mired under the weight of student debt.

Why A Second Job May Not Solve Your Money Problems

Submitted by Anonymous (not verified) on Wed, 10/23/2013 - 13:00

second job for money problemsBeing in debt is a simple equation – income is not enough to cover expenses including paying off the bills.
With that in mind, lots of personal finance experts recommend that you get a second job.  Dave Ramsey, for example, extolls the virtues of delivering pizza at night to help end your bill problems.

This Kind Of Debt Makes The Means Test Obsolete

Submitted by Anonymous (not verified) on Tue, 10/22/2013 - 13:00

stack of moneyMake too much money and you’re not qualified for Chapter 7 bankruptcy, the experts say. Sometimes, even the experts get it wrong.
One of the most startling aspects of the bankruptcy law is the means test, the all-too-complex calculation that is supposed to determine your eligibility to pay your debts.
Pass the means test and it’s assumed that you can’t pay your debts.

The Consequences Of Defaulting On Federal Student Loans

Submitted by Anonymous (not verified) on Mon, 10/21/2013 - 13:00

do not ignore student loan defaultIgnore your federal student loans and you’ll find yourself in default. That’s when the real trouble starts.
We know federal student loan payments can be difficult to make each month. If you’re not on a repayment plan that factors in your income, the bill can be nearly impossible to pay.

Filing For Bankruptcy Means Showing Your Cards

Submitted by Anonymous (not verified) on Mon, 10/21/2013 - 02:00

disclosure in bankruptcy is showing your cardsWhen you file for bankruptcy, you’re putting yourself under a spotlight. Hide assets or refuse to cooperate and you could end up getting in a whole mess of trouble.
Take, for example, Denny Hecker.

Can You Reaffirm A Mortgage After Bankruptcy?

Submitted by Anonymous (not verified) on Fri, 10/18/2013 - 13:00

mortgage reaffirmation after bankruptcyIf you own a home and file for Chapter 7 bankruptcy, your lender might ask you to sign a reaffirmation agreement. Here’s what it means, and why you may want to think twice.
When you file for Chapter 7 bankruptcy, your personal responsibility for paying your mortgage will be wiped out.

Private Student Loan Forgiveness In The Real World

Submitted by Anonymous (not verified) on Thu, 10/17/2013 - 13:00

private student loan forgivenessIn contrast to federal programs, there’s no private student loan forgiveness. Or is there?
When you take out a student loan, you may not care much about whether it’s federal or private. Some of my clients don’t know which type of loan they have even years later.
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