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Student Loan Rates Rise, Sky Doesn’t Fall

Submitted by Anonymous (not verified) on Tue, 07/02/2013 - 01:23

summer movie explosionCongress took no action so the interest rate on federal Stafford loans rose as of 12:01am July 1, 2013. We’re still here to tell the tale.
It was like a summer blockbuster movie, complete with heroes and villains, the halls of power, and tension right up to the last second.
The media jumped all over it, trying to wipe the public into a frenzy.

Why Most Of Us Don’t Have Two Nickels To Rub Together

Submitted by Anonymous (not verified) on Thu, 06/27/2013 - 13:00

personal savings rateWe don’t have any savings because we’re paying for yesterday using tomorrow’s money. Let’s get off the roller-coaster.

Can You Save A California Rental Property By Declaring A Homestead?

Submitted by Anonymous (not verified) on Wed, 06/26/2013 - 13:00

california homestead exemption shenanigansYou can protect your home in Chapter 7 bankruptcy. Under California law, you may be able to protect real estate from creditors even if you don’t live there. But when you walk into bankruptcy court, the game changes.

Student Loan Forgiveness For Teachers: A Roadmap

Submitted by Anonymous (not verified) on Thu, 06/20/2013 - 13:00

student loans and teachersStudent loan forgiveness for teachers can help make a tough career decision a lot easier.
Going to school to become a teacher is hard work, and often results in a job that doesn’t pay nearly as well as it should. You knew that when you decided to become a teacher, but altruism won out over the drive to chase the almighty dollar.

Official Bankruptcy Forms – A Trap For The Unwary

Submitted by Anonymous (not verified) on Wed, 06/19/2013 - 12:00

missing jig saw pieceIf you file for bankruptcy without a lawyer, you can usually get most of the way to the finish line. Unfortunately, “almost” is good enough only in horseshoes and hand grenades – not in bankruptcy.
For a layman filing a Chapter 13 case without a lawyer, he didn’t do too badly.
He got credit counseling and filed the certificate.

Student Loans As Non-Consumer Debt In Chapter 7 Bankruptcy

Submitted by Anonymous (not verified) on Tue, 06/18/2013 - 13:00

consumer or nonconsumer debt balancing actWarning – this article is fairly technical. It’s an important issue if you’re thinking about filing for bankruptcy and have student loan debt, so skim it to get some ideas.
At least once a week, a client comes in to me with a lot of credit card debt and student loans they can’t pay.

Understand The Tax Implications Of Settling Credit Card Debt

Submitted by Anonymous (not verified) on Mon, 06/17/2013 - 13:00

tax implications of credit card debt settlementCredit card debt settlement can leave you owing taxes on the forgiven balance.
If you’re in debt and have only one or two credit cards that you need to clear up, you may want to look into settling your debt.

Sharia And The Chapter 11 Bankruptcy Problem

Submitted by Anonymous (not verified) on Thu, 06/13/2013 - 13:00

bahrain sharia and bankruptcy courtSome religions forbid people from charging interest on money loaned. A New York bankruptcy court shows that it doesn’t need to stand in the way of commerce.

The Truth About Settling Federal Student Loans

Submitted by Anonymous (not verified) on Wed, 06/12/2013 - 13:00

smug about settling a federal student loanYou may be able to settle your federal student loans.
You probably know that there are only two guarantees in life – death and taxes.
And you’ve also been told that when it comes to federal student loan debt, you’re on the hook for the full balance.

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