In Oregon, the Confirmation Order signed by the Bankruptcy Judge approving your Chapter 13 Plan, specifies that you should not incur any credit obligations during the life of your plan without the Trustee’s written consent. The only times you can buy on credit without the Trustee’s written approval would be in an emergency(as you can imagine this is interpreted pretty narrowly) and in the case of ordinary expenses for a business approved in your plan.

Our managing attorney, Christopher Jones, just received board certification as a Consumer Bankruptcy Specialist.  This is a demanding process that he completed with the American Board of Certification (ABC) over the past three years.  ABC is a non-profit organization dedicated to serving the public and improving the quality of the bankruptcy bar.  The rigorous certification [...]The post Attorney Chris Jones Joins Ranks as Board Certified Bankruptcy Specialist

Making the decision to file bankruptcy brings you one step closer to achieving the fresh start you’re looking to achieve.  In regaining financial control you want to ensure you follow the process thoroughly in order to obtain a favorable outcome.  One of the most important aspects in establishing a positive working relationship between you and [...]

Handling Creditor Claims, Distributing Property and the Discharge   After the meeting of creditors, the trustee will begin to sell or convert to cash any of your property available in a Chapter 7 bankruptcy. While this is happening, the trustee handling your bankruptcy case will evaluate the claims made by your creditors. A claim is [...]

How do you know if you are suffering collection harassment, and when is it time to seek an attorney? If you are constantly harassed, embarrassed, or threatened by collection agencies, it is likely you are a victim. According to an article by ABC News, the Federal Trade Commission (“FTC”) received more than 150,000 complaints about collection agency debt collectors in 2012.

Bringing you the most up-to-date news, tips and blogs throughout the web. Here’s your Bankruptcy Update for April 04, 2013 Kevin Costner Sued by Morgan Creek in Bankruptcy Court Johnson Tweets Sacramento to keep 7 percent bankruptcy share of Kings San Bernardino watches Stockton bankruptcy hearing ‘with interest’

A federal jury recently convicted 42 year old Ricardo O. Curry of Randallstown, Maryland of four counts of bankruptcy fraud, two counts of filing a false tax return, one count of false testimony under oath during bankruptcy proceedings and four counts of falsifying bankruptcy records.  According to county officials, Curry failed to report more than [...]

Most bankruptcy filers find out about the possibility of losing their tax refund money upon filing for bankruptcy relief.  However, that doesn't mean you should receive and spend your refund before ever talking to an attorney.  In Utah, you'll probably want to wait to file your case until after the money is received and spent, but that doesn't mean you can have the advice and representation of an attorney up until the day the case is filed.  It takes time to file a case, and exactly how you spend your tax refund money can be very important in your case.  If you can, speak to and hire your a

The US Trustee’s Office has indefinitely suspended its random audit program effective March 2013.  The random audit program was one of the fraud prevention measures added in the 2005 BAPCPA amendments to the US Bankruptcy Code.  (Wall Street Journal)  The audit program has also been a significant cause of stress and concern for many of my clients.