Should I wait for my tax refund before I contact an attorney?

Most bankruptcy filers find out about the possibility of losing their tax refund money upon filing for bankruptcy relief.  However, that doesn't mean you should receive and spend your refund before ever talking to an attorney.  In Utah, you'll probably want to wait to file your case until after the money is received and spent, but that doesn't mean you can have the advice and representation of an attorney up until the day the case is filed.  It takes time to file a case, and exactly how you spend your tax refund money can be very important in your case.  If you can, speak to and hire your attorney in advance of receiving your refund.  That way you spend the money appropriately, and your attorney will hold off on filing the case until the most opportune time.Adam Brown is a bankruptcy attorney for Dexter & Dexter, a debt relief agency helping people file for bankruptcy.