Bankruptcy has the ability to cease or delay legal action from lawsuits related to credit card debt.  How the filing process provides a solution for the issue will likely depend on which chapter you file; whether it be Chapter 7 or Chapter 13.  For the most part, debtors may have debt related to the suit [...]

You hear and see ads all over the place. “We will stop your foreclosure!” “9 out of 10 customers keep their homes!” “Modify your loan with us, guaranteed!” You might have even received personalized letters in the mail that make similar claims. If it sounds too good to be true, it probably is.

Bringing you the most up-to-date news, tips and blogs throughout the web. Here’s your Bankruptcy Update for April 02, 2013 Pension Issue in Stockton, Calif., Bankruptcy N.J. attorney general to appeal bankruptcy ruling in favor of Birdsall Services Group Guggenheim Adds to Its Bankruptcy Group

Medical debt continues to be one of the top reasons why bankruptcy is filed.  Yet, many debtors are unaware of how the filing process can help stop medical debt collections. Whether you’re facing a pending lawsuit for an outstanding balance, having wages or funds garnished from your account, need legal assistance in making affordable payments, [...]

Filing for bankruptcy without an attorney, also known as “pro se,” may not be as easy as it seems since it can be a challenge to complete successfully.  Cases filed with the bankruptcy court need to be handled appropriately in order for the court to consider discharging debt associated with the filing.  Meaning, an experienced [...]

The FTC has been busy cracking down on mortgage relief scams. Just this year, the FTC has obtained settlements from over 20 individuals and companies involved with scamming distressed homeowners.

You definitely have the ability to keep your house and car in a Chapter 7 if you are current on your payments, provided you do not have significant nonexempt equity in those properties.  Most people who come to see me for a Chapter 7 and who may be homeowners do not have significant equity.  It+ Read MoreThe post Can I keep my

There are some cases under Chapter 7 where I will file a case prior to being paid in full.  Those cases involve wage garnishments, bank citations or other court appearances required that would be a burden to the debtor and would actually hinder the debtor’s ability to pay the law firm in the long run. + Read MoreThe post As an attorney, will I file a ca

Did you put off filing bankruptcy until after somebody got a judgment against you?
Pre-bankruptcy judgments are liens on property you own before the bankruptcy.  (Sometimes they can be removed;  sometimes they can’t.)   But they do NOT become a lien on property you buy after the bankruptcy.

Did you put off filing bankruptcy until after somebody got a judgment against you? Pre-bankruptcy judgments are liens on property you own before the bankruptcy.  (Sometimes they can be removed;  sometimes they can’t.)   But they cannot put a lien on a house you buy after the bankruptcy. At least, not legally.