Why You Shouldn’t Write Checks You Can’t Cover

bad check problems in californiaShort on funds? If you’re in California, don’t write a check unless you know you can cash it.
You’ve got $11 left in your checking account and the cash register at the grocery store in Los Angeles shows a balance due of $108.14.
There’s not much you can pull off the conveyor belt.

Today In Bankruptcy – 10-24-2013

detroit-bankruptcyBringing you the most up-to-date news, tips and blogs throughout the web. Here’s your Bankruptcy Update for October 24, 2013 Will Detroit actually enter bankruptcy? Oncor should be well protected from bankruptcy, Moody’s says 11 people who now control Detroit’s bankruptcy future  

Can You Be Discriminated Against if You File Bankruptcy?

Bankruptcy DiscriminationIn most cases, you cannot be discriminated against because you filed for bankruptcy protection.  There are agencies and businesses that may not deny, suspend, or revoke opportunities or privileges because of a bankruptcy filing.  Yet, keep in mind there are a few establishments where rules are not as strict depending on the entity. It is [...]

Federal Student Loan Options For Members Of The Military

Student Loans And Military MembersMembers of the military get certain protections when it comes to federal student loans.
Over the years I’ve represented a number of people in the Armed Forces. Two things that blow my mind are how little they get paid to serve our country, and how many of them are burdened with student loans.

Five questions: Jeff McLeod

Bankruptcy Protection Filed by White House Gift Shop

5522773036_b2fb6e18fb_zA popular gift shop located just blocks away from the White House has filed for bankruptcy protection.  The shop known as the “Official White House Gift Shop” claims it is unable to pay their creditors with outstanding liabilities in the hundreds of thousands of dollars.  The shop is known for selling memorabilia and commemorative items [...]

Can SoFi Change the Face Of Student Loans?

student loan financeSoFi is turning the student loan market upside down with a mission to help borrowers mired under the weight of student debt.

Why A Second Job May Not Solve Your Money Problems

second job for money problemsBeing in debt is a simple equation – income is not enough to cover expenses including paying off the bills.
With that in mind, lots of personal finance experts recommend that you get a second job.  Dave Ramsey, for example, extolls the virtues of delivering pizza at night to help end your bill problems.

Bankruptcy Software Will Determine If Chapter 7 Or Chapter 13

This is the case of David Hammons who comes from Skokie, Illinois which is Cook County, Illinois.  He is married to Christine but Christine is going to be a non-filing spouse in this case.  Right off the bat, we are not sure whether this is going to be a Chapter 7 or Chapter 13 so+ Read MoreThe post Bankruptcy Software Will Determine If Chapter 7 Or

Top 4 Reasons to Consider Chapter 13

Deciding on Chapter 13Why would anyone want to file a Chapter 13 bankruptcy? When you are struggling to make ends meet it may seem odd that filing a bankruptcy that requires making payments to your creditors can be a better deal than Chapter 7. It often isn’t, but here are three situations where filing Chapter 13 can save you a lot of money and aggravation:

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