Refund Anticipation LoansThese loans are some of the highest cost loans that exist. A borrower pays anywhere from 40% to 700% depending on the lender and loan amounts. While this seems like a great option when you are on a tight budget, it may be just the opposite. You are due $4,500 for tax refund. You want your money 4 weeks earlier that it would normally be received so you obtain a refund anticipation loan. You have just now handed over $1500 so that you can have $3,000 only a few weeks earlier!

I do not have money so how do you expect me to pay you?The easy answer is that you may not be able to afford not to pay an attorney to file a bankruptcy for you. While it often seems odd to perspective clients that there are fees involved, it honestly may be cheaper than the alternatives. Sounds crazy right? Not so. Here are scenarios where not filing a bankruptcy will cost you more money than filing bankruptcy:

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Many who claim to have no assets file Chapter 7 bankruptcy.  This is sometimes referred to as a Chapter 7 no-asset bankruptcy.  In many cases, the process goes by quickly since the trustee won’t have any property or assets to satisfy creditors with.  Many consumers don’t realize that a large number of Chapter 7 cases [...]

  Bankruptcy laws provide for you to exempt property from the bankruptcy process that is necessary for you to get a fresh start. In handling your bankruptcy case, we will need to take into consideration how long you have lived in Arizona to effectively plan your property exemptions.   Some states will allow you to [...]

  Bankruptcy laws provide for you to exempt property from the bankruptcy process that is necessary for you to get a fresh start. In handling your bankruptcy case, we will need to take into consideration how long you have lived in Arizona to effectively plan your property exemptions.   Some states will allow you to […]The post Planning Your Exemptions In Bankruptcy appeared first on Tucson Bankruptcy Attorneys Trezza & Associates.

Bringing you the most up-to-date news, tips and blogs throughout the web. Here’s your Bankruptcy Update for August 27, 2013 Bankruptcy Costs Weighing on AMR’s Profits Irish Bank Resolution Corp. Files for Bankruptcy in U.S. Buffalo Lake’s ethanol plant is sold in bankruptcy  

As an individual, being responsible for business debt in bankruptcy likely depends on the structure of your business.  In some cases it may depend on how it was developed or formed.  Many who seek to file for protection may operate a business as a sole proprietor, partnership, corporation or limited liability company (LLC). If you [...]

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This question may not initially be on the mind of a prospective client when they come into your office, but the situation does come up from time to time when it is in the best interest of the client who originally started their bankruptcy as a Chapter 13 to convert that case to a Chapter […]