When it comes to rebuilding a credit score after filing bankruptcy, the truth is that you have already taken the most important step. After all, the ever more burdensome dead weight on your score, the barrier to you ever obtaining a decent score has now been removed permanently.
If you want to really want to improve your credit score, doing nothing after your bankruptcy discharge and letting time take care of your score is not the way to go.

Some people may wonder if there is a specific time you should file for bankruptcy protection.  Better yet, is there a good time to begin the filing process?  In most cases, it depends on personal circumstances in your situation. Each person has different needs and this makes each case unique.  Most who file are seeking [...]

We recently reported that a debtor could strip off a second mortgage in Chapter 7 due to the decision the 11th Circuit reached in McNeal v. GMAC Mortgage, LLC (In re McNeal) (11th Cir. 2012). At the time the Court ruled in the case the Court decided not to publish the opinion, which meant that lower courts in the 11th Circuit were not required to follow the decision.

We recently reported that a debtor could strip off a second mortgage in Chapter 7 due to the decision the 11th Circuit reached in McNeal v. GMAC Mortgage, LLC (In re McNeal) (11th Cir. 2012). At the time the Court ruled in the case the Court decided not to publish the opinion, which meant that lower courts in the 11th Circuit were not required to follow the decision.

We recently reported that a debtor could strip off a second mortgage in Chapter 7 due to the decision the 11th Circuit reached in McNeal v. GMAC Mortgage, LLC (In re McNeal) (11th Cir. 2012). At the time the Court ruled in the case the Court decided not to publish the opinion, which meant that lower courts in the 11th Circuit were not required to follow the decision.

Having a judgment filed against you brings with it a new level of debt collection. Thankfully, there are some things you can do to ease the pain.
A judgment is nothing more than a decision by a court that has been entered into the public record.

Can I keep my car in Chapter 13?

The elimination of debt through bankruptcy is probably the greatest step any consumer can take towards obtaining financial freedom. For most of our Oregon and Washington bankruptcy clients, eliminating the debts is only part of the process. While none of our clients are hellbent on obtaining another credit card, most of them have very realistic concerns about their credit scores and reports.

Distinguishing differences between Chapter 7 bankruptcy and Chapter 13 bankruptcy may be just the beginning in understanding which chapter will provide the best solution for your situation.  Even if you meet qualifications to file Chapter 7, it may be more beneficial for you to file Chapter 13.  In other words, you may give yourself more [...]

The Los Angeles Times is reporting that JPMorgan Chase & Co has decided to get out of the student loan business, citing competition from federal government programs, increased scrutiny from regulators, and lack of gro