Deciding to file for bankruptcy is a significant step toward improving your finances.  Whether you have decided to file Chapter 7 or Chapter 13 bankruptcy, one of the most important steps you should take includes getting to know the process and what to expect.  In this sense, it helps to make the filing process easier [...]

Our Oregon and Washington bankruptcy clients are often extremely concerned with repairing their credit scores after obtaining their bankruptcy discharges. It is important to note that your credit score is likely to recover exponentially in the two years after your discharge in bankruptcy. This is particularly so, if you manage to stay employed(not always a simple feat these days) and pay your bills on time. That said, there are steps you can take to stack the deck.

Lindsey v. Pinnacle Nat’l Bank (In re Lindsey), Appeal No. 12-6362 (6th Cir., Aug. 13, 2013)
The Sixth Circuit held this week in a published opinion that a bankruptcy court’s denial of confirmation of a Chapter 11 plan is not a final appealable order. In so holding, the Sixth Circuit joins four other circuits, while three other circuits have held to the contrary. Read More ›

In the case of In re Selinsky, 365 B.R. 260 (Bkrtcy.S.D.Fla.2007)(Ray, J.), the court dealt with a situation of five serial bankruptcy filings by the Debtor and her husband to stall a foreclosure of their real property. The mortgagee's motion for relief from the automatic stay case before the court.

The meeting of creditors in your bankruptcy case is nothing to be scared of – so long as you know what’s coming.
In every bankruptcy case – be it a Chapter 7 or a Chapter 13 – requires a meeting of creditors. This meeting, required by Section 341 of the U.S. Bankruptcy Code, is also sometimes called a 341 meeting.

One of the most serious concerns that many debtors have before filing is what in the world is going to happen to their retirement accounts. Fortunately there are pretty strong protections in place that allow most consumers to protect the contents of these accounts.
The federal exemptions, which are available to most Oregon and Washington bankruptcy filers, exempt most retirement accounts, including IRAs, 401ks, PERS and even many stock bonus plans. What this means is that these assets are not available for distribution to your creditors in a bankruptcy.

History of Bankruptcy, Anyone? Adam Brown is a bankruptcy attorney for Dexter & Dexter, a debt relief agency helping people file for bankruptcy.

In the case of In re Bast, ___ BR ___, 2007 WL 1429481 (Bkrtcy.S.D. Fla.)(Friedman, J.) where the court found that the requirements for a technical abandonment of certain non-exempt real property were met and that it was therefore abandoned from the estate to the debtor at the close of the case. The trustee's subsequent efforts to administer the non-exempt real property for the benefit of the creditors were denied by the Court.

Miami Personal Bankruptcy Lawyer Jordan E. Bublick has over 25 years of experience in filing Chapter 13 and Chapter 7 bankruptcy cases. His office is centrally located in Miami at 1221 Brickell Avenue, 9th Fl., Miami and may be reached at (305) 891-4055.  www.bublicklaw.com

If you file Chapter 7 bankruptcy too soon after you get a previous bankruptcy discharge, you cannot receive another discharge.
If you filed for Chapter 7 bankruptcy in the past, you may not be able to file a new Chapter 7 case and get a discharge of your debts.