If you’re in over your head with student loans, chances are you’re getting desperate.
You’ve seen the ads claiming that there are ways to get your student loans forgiven, and that new programs exist to help you. But when you make a phone call, you find out that it’s the same old bait-and-switch maneuver that won’t get you anywhere.

If you are a struggling homeowner and have not yet found relief, you should pay close attention on Thursday, June 26th. The U.S. Treasury Secretary, Jacob J. Lew, will be announcing expanded programs to help homeowners and renters. Help for homeowners to stay in their homes and help for renters to obtain home loans in+ Read More

If you are in Chapter 13, the vehicle operating budget you are allowed will be too small. That’s (almost) a mathematical certainty.   Here’s why. The census bureau shows–no surprise–that people who are working spend on average double on transportation gasoline and maintenance than people who aren’t.

Whether Your Bankruptcy was filed in Portland or Eugene, there is no need to be nervous about your 341 hearing. In our next blog article, we will discuss exactly what you need to bring to the hearing and the kind of questions that you are likely to encounter.

Bankruptcy Relief Recently, I met with a man who was running a small business out of a storefront. Well it turned out that he was unable to survive at that current location. The problem was that he had a lease that expired five years into the future. So here he was with a business that+ Read More

Yesterday, June 18, 2014, the 11th Circuit Court of Appeals issued its decision in the case of Wells Fargo Bank, N.A. vs.

Yesterday, June 18, 2014, the 11th Circuit Court of Appeals issued its decision in the case of Wells Fargo Bank, N.A. vs.

Yesterday, June 18, 2014, the 11th Circuit Court of Appeals issued its decision in the case of Wells Fargo Bank, N.A. vs.

Bankruptcy Avoidance Powers The chapter 7 bankruptcy trustee is the individual appointed by the Department of Justice to oversee the administration of your chapter 7 bankruptcy case. The trustee’s main duty is to examine the debtor under oath in a section 341 meeting of creditors and determine whether or not there are any assets to+ Read More

Chicago Utilities You can file bankruptcy on your past-due utility bills. You may owe money to Comed and are close to a shut off. You may owe money to Nicor gas and are close to a shut off. You may owe money to AT&T and are already shut off. No matter what your situation, if+ Read More