Did You Get a Mortgage Deficiency Letter From Dyke O’Neal? Lots of people in Virginia, whose houses were foreclosed three, four, or five years ago, are getting collection letters from Dyke O’Neal. Dyke O’Neal is a collection agency and debt buyer, specializing in foreclosed real estate.  They try to collect on mortgage deficiencies.

Of all the lawyers that came before me – Abraham Lincoln is my role model.  Early in his life he faced financial ruin, but preserved.  Hence the “honest Abe” moniker.  Abe was truly a spokesperson and advocate for the people.  He represented 4,000 to 5, 000 clients; the majority of which were debt related

 
Two of the largest banks, Chase and Bank of America, have finally agreed to update consumers’ credit reports within the next three months to properly depict debts as being discharged in bankruptcy. This long overdue move is a win for Oregon debtors whose have been living with inaccurate credit reports, sometimes for years after bankruptcy.

A new study from the Consumer Financial Protection Bureau (CFPB) found that reverse mortgage advertising can be confusing and misleading, and issued a warning to older Americans to be on the lookout for potentially deceptive reverse mortgage advertisements.  CFPB reports that borrowers have “false impressions’ that reverse mortgages are a government benefit or that getting a reverse mortgage would ensure consumers could stay in their homes for th

Filing of the Case - Automatic Stay Upon the filing of your bankruptcy case, you are immediately protected from most c

Section 329 of title 11 United States Code is entitled debtor’s transaction with attorneys. This section gives the court oversight in financial as well as transactional relationships between debtors and their attorneys. It basically states that any attorney representing the debtor in bankruptcy shall file with the court a statement of the compensation paid for+ Read More

Student loan debt is at 1.2 trillion dollars; which is the largest national debt, second to only mortgage debt. The Consumer Financial Protection Bureau estimates there is an additional $150 billion in banks and private loans.

Only individuals are eligible to file for

Only individuals are eligible to file for

On May 4, 2015, the U.S. Supreme Court decided Bullard v. Blue Hills Bank, No. 14-116, a case which deals with issues of finality and appealability of orders in bankruptcy proceedings. In a unanimous opinion written by Chief Justice Roberts, the Court held that a bankruptcy court’s order denying confirmation of a Chapter 13 debtor’s proposed repayment plan is not a final order and thus is not immediately appealable. Read More ›