Here’s what you need to know
Who must attend?
The Trustee, you, and one of our attorneys. The Trustee is the person who runs the hearing and asks you questions.
Who gets invited?
All the creditors listed in your bankruptcy schedules get a notice in the mail. Many times none of the creditors show up. Some may show up to get basic information from you. Ultimately, while creditors may ask questions at the hearing, they rarely show up and the ones that do show up usually keep quiet.
Where is the meeting held:

If you fall behind on your student loan, you may not be in default.
The answer depends on whether the student loan is federal or private. But first, you need to understand the concept of default.
What Is Default?
A default is, technically speaking, a failure to meet the legal obligations of a loan.

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