Articles from Second Chance Legal Services

Every parent has thought about it, but few want to discuss it.  What happens to your children if you and your spouse both pass away before your children grow up.  Who will care for them?  Who will cover the costs of raising them? How will they go to college?  Who will control their inheritance?

When people hear I am a bankruptcy attorney the first thing they say is “I hope I never need your services, no offense.”  I understand the sentiment.  Nobody wants to file bankruptcy.  There is something else, however,  just under the surface of this statement.

“With Great Risk Comes Great Reward” – T. Jefferson
In order to succeed as a business person in this country individuals have to be willing to take a risk.  They put their heart, soles and wallets on the line.  However, not every business can succeed.  Even among those businesses that do succeed, there are often major hiccups in the owners personal finances along the way.  When a business owner files for personal bankruptcy they face special headaches that non-business owners don’t face.
Pay Stubs

When individuals are talking to their financial adviser about their future and their hope to retire, the financial adviser should have at least a basic understanding of the bankruptcy process.  While Bankruptcy is an extreme measure that should not be taken lightly, it is also a powerful tool for those in debt to free