Articles from Second Chance Legal Services

New Attorney

nest eggSecond Chance Legal Services is extremely excited to announce the hiring of Zenon Kwik as a new attorney with our firm.  Zenon will be focusing his practice on Estate Planning, Loan Modifications, Debt Negotiation, and Short Sales.  Zenon is a lifelong resident of Madison Heights, a graduate of Wayne State University and University

What not to do before you hire a bankruptcy attorney.

Bad Advice is Often Free.You get what you pay for.

Hiring the cheapest attorney: It can cost you.

I can do that for $600.00!!!I can do that for $600.00!!!

Stopping Foreclosure

stopAt the peak of the financial crisis the State of Michigan saw dramatic increases in the number of homeowners who were facing foreclosure.  As the foreclosures skyrocketed, the values of Michigan homes plummeted.  Michigan, as well as much of the nation, was in a death spiral.

What every realtor should know about bankruptcy.

RealtorI recently received a phone call from a realtor.  They were representing one of my clients whom had filed for Chapter 7 Bankruptcy.  This client had contacted the realtor to list their home for short sale so that they could get it out of their name and get rid of their obligation to maintain the home.

Quoting Fees Over the Phone.

Price is RightIt is inevitable.  Every day I get a call that starts with “What do you charge for a Chapter 7?”  It is a simple question and a question that most people believe is an indicator of what attorney they should hire.  However, while most people are not aware, it is a very deceptive question.

Have no fear, your 341 is hear.

No FearA 341 Meeting of Creditors is a relatively simple hearing that should not cause Debtor’s fear or anxiety.

Continuing Legal Education

Consumer_Blog

401K Loans

A401k loant Second Chance Legal Services we often get the question: Can I keep my 401k if I file for bankruptcy protection?  The answer to that question is fairly straight forward.  As long as your 401k is a legitimate retirement plan that follows all IRS rules (most plans are extremely interested in compliance) your 401k is fully protected in bo

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