I would like to thank all my fellow Arizona attorneys who gave me wonderful reviews over the last 10 years.  The end result was that I received AV Preeminent 10 year anniversary award.

I would like to thank all my fellow Arizona attorneys who gave me wonderful reviews over the last 10 years.  The end result was that I received AV Preeminent 10 year anniversary award.

To be in the credit counseling business you have to be a nonprofit.  Credit card companies will frequently refuse to set up repayment plans with for-profit debt counselors.  Mandatory bankruptcy credit counseling courses may only be sponsored by nonprofits.  And the common perception is that “real” credit counselors should be nonprofit agencies.

Have you ever opened your credit card statement only to find that despite last month’s payment, your unpaid balance has actually increased because of credit card interest, penalties or fees?As a practicing consumer bankruptcy

Let’s talk about the morality of being in – and being unable to get out of – debt.
There’s no clause in a credit card contract that speaks to morality or ethics. There are bad people who have credit cards and pay them on time.
There are also good people who can’t make their payments on time.
This is, after all, a business deal. There’s a contract, and everyone agrees to be bound by whatever it says.

Let’s talk about the morality of being in - and being unable to get out of - debt. There's no clause in a credit card contract that speaks to morality or ethics. There are bad people who have credit cards and pay them on time. There are also good people who can’t make their payments on Read the article
The post The Bible on Debt and The Morality of Bankruptcy appeared first on Shaev & Fleischman P.C..

As I noted in an earlier post, the paperwork the forms that Oregon and Washington debtors have used to file bankruptcy since the 1980s will be replaced by a new longer set of forms on December 1, 2015. Many critics have noted that the new form, at least at first blush, appear to be more user friendly while soliciting much more in the way of detail. The fear is that debtors who are foolhardy enough to file on their own will leave themselves exposed as they inadvertently report more than they should without advice of counsel.

This week, we continue our series on frequently asked questions regarding bankruptcy. For this post, we are taking a look at the filing process. Many questions arise during the Walworth County bankruptcy filing process. You’ll find answers to the most common questions below.
 

By Michelle Higgins