Articles from David M. Siegel

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Filing Bankruptcy Without An Attorney

Submitted by Anonymous (not verified) on Wed, 01/07/2015 - 23:27

If you are thinking of filing bankruptcy without an attorney, please be aware of the following: the bankruptcy clerk and the bankruptcy judges are going to hold you to the same standard as that of an attorney. This means that you must comply with all of the filing regulations as well as courtroom standing orders+ Read More

Year-End Thanks As We Head Into The New Year

Submitted by Anonymous (not verified) on Wed, 12/31/2014 - 18:19

I want to take a moment and thank all of the people that helped make 2014 such an exceptional year. I have had the privilege and the blessing to work with some truly dedicated people this year. People who really chose to put the client first in every regard. We were able to recover hundreds+ Read More

Chapter 13 Bankruptcy Forms: Do You Know What Is Missing?

Submitted by Anonymous (not verified) on Wed, 12/17/2014 - 19:02

When it comes down to consumer bankruptcy, the official forms do a pretty good job of setting forth the facts of the case, the assets involved in the case, the liabilities in the case, and the debtor’s statement of financial affairs. However, there is a very important document that is missing from the official forms,+ Read More

Are You Going To Get The Boot This Christmas?

Submitted by Anonymous (not verified) on Wed, 12/17/2014 - 00:18

This may be the season for giving. However, the city of Chicago is looking to do some taking. What I’m talking about is an expanded effort to attack those who have outstanding parking tickets. If you have three or more outstanding parking tickets, you are subject to the boot. If you are unable to pay+ Read More

Christmas Spending With An Eye Toward Avoiding Bankruptcy

Submitted by Anonymous (not verified) on Sat, 12/13/2014 - 00:34

If you are thinking on spending extravagantly on Christmas, just remember that you may lead yourself toward the verge of filing bankruptcy. One of the main causes of bankruptcy filings is overspending via credit cards. There is no greater use of credit cards than during the month of December. Many people don’t realize that high-volume+ Read More

New Bankruptcy Rule In Chicago

Submitted by Anonymous (not verified) on Thu, 12/04/2014 - 20:36

For nearly 10 years or so, there was a document filed in every bankruptcy case known as an electronic filing declaration. This declaration was signed by the debtor and it basically said that the case was being filed electronically and that the signature on such document was the equivalent of a signature on all the+ Read More

Can I Keep My Home And File Chapter 7?

Submitted by Anonymous (not verified) on Wed, 11/12/2014 - 19:52

Exemption Amounts Every homeowner who is considering filing chapter 7 bankruptcy, understandably wants to know whether or not their house is going to be protected if they file for bankruptcy. In most cases, the home is going to be protected through the process. This is mostly due to the fact that there is not significant+ Read More

You Should Be Concerned About Your Credit Score

Submitted by Anonymous (not verified) on Wed, 11/05/2014 - 19:05

As a bankruptcy attorney in Chicago, I meet with countless people every year who are often more concerned about their credit scores then actually getting out of debt. There is a fear that filing bankruptcy will take the credit score to the point where the person will not be able to obtain credit in the+ Read More

Reclaiming Your Driver’s License Through Bankruptcy Filing

Submitted by Anonymous (not verified) on Fri, 10/31/2014 - 21:48

It is true that filing bankruptcy in some instances will allow you to regain your driver’s license. There are a few scenarios where this is definitely the case. The first of which is driving with no insurance. If you are caught driving with no insurance and your license is subsequently suspended, you can have that+ Read More

The Top Five Obstacles To Avoid When Searching For A Bankruptcy Lawyer

Submitted by Anonymous (not verified) on Tue, 10/28/2014 - 23:24

Searching for a bankruptcy lawyer can be a lot tougher than one might think. One of the main reasons for this is that people do not readily refer bankruptcy attorneys to other people because they don’t want to advertise to their friends, family, and co-workers that they had to file for bankruptcy. Thus, people are+ Read More

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