Articles from David M. Siegel

Primary tabs

City Of Chicago Parking Tickets And Chapter 13 Bankruptcy

Submitted by Anonymous (not verified) on Tue, 03/24/2015 - 17:08

Parking Tickets On The Rise Maybe the city of Chicago is getting more aggressive in issuing parking tickets. Maybe the need for revenue is increasing the activity of agents on the streets. Maybe there are simply not enough parking spots and it is leading people to park where they shouldn’t. Whatever the reason, the increase+ Read More

Bankruptcy Is Just One Option To Save Your Home

Submitted by Anonymous (not verified) on Mon, 03/23/2015 - 17:19

Save Your Home & Pay Your Mortgage.. Through Chapter 13 Bankruptcy It is understandable that you will have tremendous fear when you fall behind on your mortgage and you start to receive threatening letters. You may not even know that bankruptcy is an option to save your home and stop a foreclosure case. You probably+ Read More

Failure To File Taxes Leads To Bankruptcy Dismissal

Submitted by Anonymous (not verified) on Wed, 03/18/2015 - 21:56

If you have a legal obligation to file federal income taxes, then doing so is a requirement in order to have a successful chapter 13 bankruptcy case. Recently, a case was dismissed for failure to turn over the most recent four years of federal tax returns. The case was filed with the understanding that the+ Read More

Failure To File Taxes Leads To Bankruptcy Dismissal

Submitted by Anonymous (not verified) on Wed, 03/18/2015 - 17:10

Failure To File Taxes Leads To Bankruptcy Dismissal If you have a legal obligation to file federal income taxes, then doing so is a requirement in order to have a successful chapter 13 bankruptcy case. Recently, a case was dismissed for failure to turn over the most recent four years of federal tax returns. The+ Read More

Your Mortgage Company Is Not Required To Report To The Credit Bureaus

Submitted by Anonymous (not verified) on Wed, 03/11/2015 - 17:20

I have been getting more and more inquiries regarding prior clients with regard to their mortgage companies.  It appears that the mortgage companies are not reporting their timely payments to the credit bureaus. For this reason, I decided to address it in this blog. The bottom line is that your mortgage company is not required+ Read More

Nerves Run High At Bankruptcy Creditors Meeting

Submitted by Anonymous (not verified) on Fri, 03/06/2015 - 18:14

It is understandable that nerves will run high at a bankruptcy creditors meeting. After all, the debtor is likely filing his first and only bankruptcy case in his life. He understands that he must appear in front of a trustee and be examined under oath with regard to the petition and schedules that were filed+ Read More

Don’t Fear The Repo Man (It’s Still Your Car)

Submitted by Anonymous (not verified) on Tue, 03/03/2015 - 18:57

The Repo List It seems like in these tough economic times, there are more and more people driving around town worried about the repo man. After all, you don’t have to fall very far behind in your car payment to have the creditor calling you day and night about your payment. From there it’s only+ Read More

In Anticipation Of Your Meeting Before The Bankruptcy Trustee

Submitted by Anonymous (not verified) on Thu, 02/26/2015 - 18:21

Trustee’s Meeting With Debtor Once your bankruptcy case is filed, the clerk of the United States Bankruptcy Court will send a notice of your upcoming 341 meeting of creditors. The notice will be sent to all creditors, the debtor and the debtor’s attorney. This meeting of creditors is an opportunity for the panel trustee to+ Read More

How To Legally Unfreeze A Frozen Bank Account

Submitted by Anonymous (not verified) on Wed, 02/25/2015 - 18:33

Powerful Collection Tool A very powerful collection tool is for a creditor to freeze a debtor’s bank account. Most large creditor law firms and other collection lawyers have the ability to find out where you work and where you bank. Once a creditor has obtained a judgment and has knowledge as to where you bank,+ Read More

Credit Bureaus Should Reflect Payments For Non-Reaffirmed Mortgage Debt

Submitted by Anonymous (not verified) on Wed, 02/25/2015 - 18:14

Credit Score Concerns Everybody is concerned with their credit score these days. Everybody wants to rebound as quickly as possible after a bankruptcy case. A better credit score will indicate that you are a better risk for future credit opportunities. The interest rate that you can garner will be better if your score is better+ Read More

Pages