Articles from AKB

Do Medical Bills from Cancer Increase the Risk of Filing Bankruptcy?

A recent article by the New York Times reviewed a study of whether medical bills for cancer patients cause more bankruptcies. The researchers found that “cancer patients were twice as likely to file for bankruptcy as people without cancer.” The study was conducted at the Fred Hutchinson Cancer Research Center in Seattle.

Medical Bills Pushing People to Bankruptcy

Evidence is building that more and more often, medical bills are pushing people into bankruptcy.

Why Should I Check My Credit Report?

The worst thing you can do for your credit is to allow inaccurate or out of date information to remain on your credit report. By simply checking your credit report, you can stay apprised of all suspicious action.

When Collection Agencies Go Too Far

How do you know if you are suffering collection harassment, and when is it time to seek an attorney? If you are constantly harassed, embarrassed, or threatened by collection agencies, it is likely you are a victim. According to an article by ABC News, the Federal Trade Commission (“FTC”) received more than 150,000 complaints about collection agency debt collectors in 2012.

Spotting Mortgage Relief Service Scams

You hear and see ads all over the place. “We will stop your foreclosure!” “9 out of 10 customers keep their homes!” “Modify your loan with us, guaranteed!” You might have even received personalized letters in the mail that make similar claims. If it sounds too good to be true, it probably is.

FTC Cracking Down on Mortgage Relief Scammers

The FTC has been busy cracking down on mortgage relief scams. Just this year, the FTC has obtained settlements from over 20 individuals and companies involved with scamming distressed homeowners.

Protecting Yourself From Mortgage Relief Scams

If you are behind in your mortgage or facing foreclosure, you may have been contacted by one or more companies promising to get your loan modified or your foreclosure stopped. Unsurprisingly, all you have to do is pay a hefty, up-front fee. Blanket guarantees such as these—especially with a large advanced sum—smack of dishonesty and should set off your scam alarm. Do not trust these companies, and certainly do not give them any of your money.

The Basics – Fair Debt Collection Practices Act: Who and What

What the FDCPA is and to Whom It Applies

The Basics – Fair Debt Collection Practices Act: Your Rights

When You Can Be Contacted
Unless you agree to it, debt collectors cannot contact you at inconvenient times, like prior to 8am or after 9pm. If you tell them, in writing, to stop contacting you, they generally must stop contacting you altogether. Also, if they are told they cannot call you at work, they may not contact you in that way.
Who May Be Contacted

The Basics – Fair Debt Collection Practices Act: Fighting Back

Stopping Debt Collection Contact

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