Articles from Utah Bankruptcy Guide

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Cost of Filing Chapter 7 Bankruptcy

Submitted by Anonymous (not verified) on Mon, 09/23/2013 - 23:23

Here is an accurate article about what you can expect to pay when filing bankruptcy in Utah:
The Cost of Filing Chapter 7 Bankruptcy in Utah

Adam Brown is a bankruptcy attorney for Dexter & Dexter, a debt relief agency helping people file for bankruptcy.

Link to the history of bankruptcy...

Submitted by Anonymous (not verified) on Sun, 08/18/2013 - 00:29

History of Bankruptcy, Anyone? Adam Brown is a bankruptcy attorney for Dexter & Dexter, a debt relief agency helping people file for bankruptcy.

Should I wait for my tax refund before I contact an attorney?

Submitted by Anonymous (not verified) on Thu, 04/04/2013 - 18:01

Most bankruptcy filers find out about the possibility of losing their tax refund money upon filing for bankruptcy relief.  However, that doesn't mean you should receive and spend your refund before ever talking to an attorney.  In Utah, you'll probably want to wait to file your case until after the money is received and spent, but that doesn't mean you can have the advice and representation of an attorney up until the day the case is filed.  It takes time to file a case, and exactly how you spend your tax refund money can be very important in your case.  If you can, speak to and hire your a

Will Bankruptcy Affect My Spouse?

Submitted by Anonymous (not verified) on Fri, 03/08/2013 - 20:20

Today a prospective client asked me whether or not her filing bankruptcy would negatively affect her spouse.  This is a common question.  A spouse's bankruptcy will not affect the non-filing spouse in terms of credit.  It will not have an adverse effect on the non-filing spouse's credit.  However, there is a possibility that assets that were once only his or hers, could now be considered as joint assets, so possibly there could be an effect as to assets.  Also, there are income limitations in bankruptcy, so the non-filing spouse's income does have be counted and accounted for in the spouse'

Can a Creditor Intercept My Tax Refund?

Submitted by Anonymous (not verified) on Fri, 02/22/2013 - 19:13

Since many bankruptcy filers end up filing soon after getting their tax refund back, they are often curious as to whether any of their creditors can seize the refund before it gets to them.  For many, the only way to afford the fees to file bankruptcy is by using that tax refund money.  Only state and federal agencies can intercept a tax refund.  So normally, only the IRS or possibly ORS will have the right to take that money.  However, if a creditor has a judgment against you, they could seize that money as soon as it enters your bank account since creditors with judgments have the right t

el abogado de bancarrota de Utah

Submitted by Anonymous (not verified) on Fri, 02/15/2013 - 23:16

Si busca a un abogado de bancarrota aqui en Utah quien puede explicar para usted todas sus opciones en su lengua nativa, no tiene que buscar mas.  Yo represento a muchos latinos de todos paises que estan aqui en los estados unidos y necesitan la ayuda del sistema de bancarrota.  Si quiere tener una cita gratis y confidencial, puede llamarme al 8012259900 or por email:  [email protected].  Adam Brown is a bankruptcy attorney for Dexter & Dexter, a debt relief agency helping people file for bankruptcy.

The Consequences of Surrendering your Tax Refund in Bankruptcy

Submitted by Anonymous (not verified) on Wed, 02/06/2013 - 18:40

In Utah, the annual income tax refund is the most liquidated (taken) asset by bankruptcy trustees.  Why?  Because it is easy pickin's.  Often, the only way to avoid losing the tax refund money to the bankruptcy trustee is to make sure you receive it and spend it (appropriately) prior to filing the bankruptcy.  However, many I meet with are happy to be able to contribute something toward their debts, and/or don't want to delay their bankruptcy filing, so they choose to surrender either part or all of the refund money.  But, losing the money isn't the only consequence of having the trustee go

If I File Bankruptcy Without My Spouse, Will They Take My Entire Tax Refund?

Submitted by Anonymous (not verified) on Wed, 02/06/2013 - 18:33

It is certainly possible, and sometimes advisable, to file bankruptcy without one's spouse.  Many couples in this scenario want to know how the non-filing spouse will be affected by the bankruptcy, particularly as it pertains to the tax refund, which in Utah ends up being the most commonly liquidated asset in a chapter 7 bankruptcy.  Normally, the bankruptcy trustee will consider the tax refund to be a joint asset, being owned equally by each spouse.  Sometimes a trustee will prorate the refund based on W2 forms, meaning the higher earning spouse may have a larger ownership share of the tax

When Can I File Chapter 7 After Filing Chapter 13?

Submitted by Anonymous (not verified) on Wed, 02/06/2013 - 18:28

It is not uncommon for someone to ask me if they can file a chapter 7 bankruptcy despite having filed a chapter 13 previously.  There are a few scenarios where this is applicable:

    The Foreclosure Process

    Submitted by Anonymous (not verified) on Wed, 01/30/2013 - 23:40

    Utah has its own foreclosure process.  A helpful link is Utah Foreclosure Help which contains a lot of helpful information about foreclosure and assistance scams.  In summary, it takes about 200 days from the time you make your last house payment until the time your lender can foreclose or sell your property.  After 90 days of missed payments, the lender can file a NOD or Notice of Default.  This is public record as it is recorded at the County Recorder's office.  You then have 90 days after t

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