Articles from Acclaim Legal Services

Student Loans – A Modern Day Debtor’s Prison? Government Considering Change Bankruptcy Laws to Allow Discharge of Private Student Loan

Prior to implementation of the “Bankruptcy Abuse Prevention and Consumer Protection Act of 2005” (BAPCPA), debtors were able to discharge private student loans in either Chapter 7 or Chapter 13 bankruptcy.  Since then, young Americans have continued to struggle due to: Steep increases in college tuition; Mounting student loans debt; Bleak job prospect after graduation, […]

Peter from Royal Oak, MI

Julie, Over the past few years I have been working with Cindy Millns for my case. She has been so easy to work with and helpful, that I cannot express enough gratitude for her professionalism and courtesy during my troubling times.  She took the time to answer phone calls and emails when I needed answers […]
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Attorney Christopher Jones Recognized by Super Lawyers as 2015 Rising Star

Attorney Christopher Jones has one again been selected by Super Lawyers as a Michigan Rising Star for 2015.  Super Lawyers recognizes attorneys who have distinguished themselves in their legal practice.  Their patented selection process is rigorous, involves peer nominations and results in a third-party validation of their professional accomplishments.   Christopher W. Jones   Attorney […]

Detroit Bankruptcy Attorney Kevin Carr Joins Acclaim Legal Services

Acclaim Legal Services is proud to announce that long-time firm colleague, Attorney Kevin Carr, has joined our practice.  Attorney Carr is a seasoned veteran of debt resolution law.  He has over 35 years of experience and previously ran his own bankruptcy practice, Carr & Associates.  Attorney Carr will primarily manage Acclaim Legal Service’s (ALS) Dearborn […]

Zombie Foreclosures Part II: 2 Years Later….25% of Foreclosures are Zombie Homes!

Two years ago we posted a blog on the implications of Zombie Foreclosures for homeowners.  Recent data shows that while the total number of zombie foreclosures are down, they represent a higher percentage of the foreclosure market.  What is a zombie foreclosure?  It is a home that was actively in a foreclosure proceeding but the bank […]

Purchasing a Vehicle During or After Filing for Bankruptcy: The Facts Directly from a Detroit Car Salesman

For years, we have referred our bankruptcy clients to Mario Puglise, Bankruptcy Specialist at Jefferson Chevrolet in Detroit, for vehicle financing during or after a bankruptcy filing.  He specializes in car financing for Michigan families who filed for bankruptcy protection.  We sat down for an interview to discuss: How he is able to help bankruptcy […]

Debt Relief Blog Series: Determining Your Best Option. Part V: Impact in Your budget

Sometimes dealing with debt can feel like a shell game…you make a payment on one debt at the expense of making a payment or remaining current on another debt.  What are your options to resolve your debt while maintaining a balanced budget?  Learn more about your various options below. At Acclaim Legal Services debt resolution […]

Debt Relief Blog Series: Determining Your Best Option. Part IV: Approach to Resolving the Debt

One of the major differences between various debt relief options is the approach taken to resolve the debt.  The approach you take for debt resolution can impact everything from: The time it takes to resolve your debt situation; The impact to your Credit; The actions Creditors take to collect on the debt; The stress you […]

Property Tax Forfeiture and Foreclosure Timelines for Michigan – Time is Running Out!

The economic hardships of recent years combined with the burst of the “housing bubble” caused many Michigan families to get behind on their mortgage and/or property taxes.  Although things may be improving now for some families and individuals, many homeowners are still trying to dig out the financial mess.  This includes dealing with past due […]

Debt Relief Blog Series: Determining Your Best Option. Part III: Impact on Your Credit Score

When it comes to finances and debt management, your credit score (and how to improve it) is what is on most people’s minds!  To some, a credit score can really impact how they view themselves.  As the third installment of our blog covering various debt relief options, we take a deeper dive into how your credit […]

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