Articles from DIAMOND LAW on Bankruptcy and Related Topics

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First Meeting of Creditors for Ch 7 & Ch13 - What to Expect?

Submitted by Anonymous (not verified) on Fri, 01/11/2013 - 21:31

When I mention to clients that they will be required to appear at a 341 First Meeting of Creditors after we file their bankruptcy, most of them cringe and become nervous immediately. They imagine a Meeting where they are interrogated and questioned about every aspect of their case. running to a 341 First Meeting of Creditors,running to bankruptcy 341 meeting  In El Paso, the these meetings are nothing to be nervous about.

Will a Pending Divorce Screw Up Your Chapter 13 Bankruptcy?

Submitted by Anonymous (not verified) on Tue, 12/18/2012 - 01:04

divorce, divorce Once your Chapter 13 has been confirmed you have a sense of relief because your financial chaos is finally under control. Your home is secure, your vehicles are secure.  You're feeling pretty good about life, as you should. 

Can Chapter 7 Stop Wage Garnishment from Default Credit Cards?

Submitted by Anonymous (not verified) on Wed, 10/03/2012 - 20:05

Before some people actually make an appointment for a free consultation their lives arecan't pay credit card bills, overwhelmed with debt, so stressful.  Finances - especially large amounts of debt often force people to make decisions that they know instinctively are wrong, but they make them because of fear and desperation.   Most people juggle their finances robbing Peter to pay Paul for as long as they can.  At so

Your Chapter 13 was Dismissed.............Now What?

Submitted by Anonymous (not verified) on Tue, 09/25/2012 - 03:03

fear of losing home to foreclosure, chapter 13 dismissed, We often have initial consultations with people who have already filed a previous Chapter 13 case.

Chapter 13 Bankruptcy - To Buy or Sell - You May Need Permission

Submitted by Anonymous (not verified) on Tue, 09/11/2012 - 02:11

Filing for bankruptcy for many is the most difficult decision they will ever have to make.  It is something completely foreign and new to them.  Due to the fact that bankruptcy has such a stigma many people don't discuss it and don’t really understand what bankruptcy is all about.

Are You Spending Too Much Time with a Foreclosure Specialist?

Submitted by Anonymous (not verified) on Thu, 08/09/2012 - 07:33

Many people are being faced with the horrible experience of receiving a foreclosure notice. It must be devastating and so your heart pounds in your chest, beads of sweat develop on your forehead and your hands start to shake. All this emotion and yet bankruptcy and foreclosure, foreclosure, stop foreclosure, save my home from foreclosureyou knew it was coming.

Bankruptcy Can Provide Peace of Mind for Soldiers Deploying

Submitted by Anonymous (not verified) on Mon, 07/23/2012 - 22:33

Many couples or individuals, prior to deployment, try to get their personal matters in order. soldier deploying During this very stressful time and period of adjustment the last thing any service member needs is to be worried about their financial status.  For many, however, this issue arises as life never goes according to plan.

Your Chapter 13 Payment - Can You Make It?

Submitted by Anonymous (not verified) on Tue, 07/10/2012 - 22:31

bankruptcy, consider bankruptcy, filing bankruptcyWhen considering bankruptcy as a solution for your unmanageable expenses, it is important that you realize bankruptcy, Chapter 13  is supposed to alleviate the financial strain you are currently in.  You should leave your attorney’s office in a better position than wh

Healthcare and Bankruptcy - Has This Happened To You?

Submitted by Anonymous (not verified) on Fri, 06/29/2012 - 23:35

Thursday, June 28th, 2012 the Supreme Court decided it was constitutional to mandate health insurance.  This blog is not about my opinion – rather it’s what this decision can avoid.  So many people have had to file bankruptcy, Chapter 7 to get rid of their unsecured debt, and/or Chapter 13 to ultimately save their home because they could not afford to pay their medical expenses.  Devastating illness for many families has resulted in devastating bills.  It truly is heartbreaking to see folks who have worked hard all their lives and consequently had to file bankruptcy to get out from under th

Bankruptcy Errors to Avoid - Part 3 - The Pain Of Not Changing Banks

Submitted by Anonymous (not verified) on Mon, 06/25/2012 - 21:26

A great number of us use our bank for everything: paychecks are on direct deposit; pay credit cards, mortgage payments and utilities bills electronically.  Some bills are setup for automatic payment and others are scheduled manually.  We are familiar with on-line banking;  an understanding of how our bank’s online software works and have mastered its applications. The thought of changing how we use our bank account or worse the thought of actually changing banks is an enormous pain.  Sometimes, in preparing to file your bankruptcy it is often necessary.

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