We Stop Navy Federal Trying to Pull a Fast One

We Stop Navy Federal Trying to Pull a Fast One This is a story of Navy Federal trying to take unfair advantage of a disabled vet; and how we were able to stop them. Harry is the disabled vet. He wasn’t able to quite make ends meet when he filed Chapter 7 Bankruptcy in 2015, […]

For Millions Deep in Student Loan Debt, Bankruptcy Is No Easy Fix

https://www.nytimes.com/2020/11/07/your-money/student-loans-bankruptcy.html Originally appeared on The New York Times
 It’s an extremely difficult debt to discharge, and only a few hundred people a year even try. Here are the stories of some who succeeded —mostly.

Average Bankruptcy Filing Costs for Chapter 7 and Chapter 13

Filing bankruptcy is the debt relief option for debtors who are struggling with debt, but bankruptcy filings have their costs. Since you’re already tight on money when you file for bankruptcy, it’s important to have an estimate of how much you’ll need to pay in the two types of bankruptcy, which are Chapter 7 or Chapter 13 bankruptcy filing. Read on to learn about the average costs of filing for Chapter 7 or liquidation bankruptcies and Chapter 13 or wage earner’s plan.

What You’ll Pay For
Chapter 7
Chapter 13

Debt Collectors Profit Because of COVID and Want More Money

Debt collectors doubled their earnings – all thanks to COVID-19

If one of you is filing, we still need a whole family budget

If just one person in the marriage is filing bankruptcy, we still need a whole family budget. The question comes up all the time.  “Can I file bankruptcy and leave my wife/husband out of it.” The answer to that is, Yes. But to get your case approved, we need to submit a whole family budget. […]

If one of you is filing, we still need a whole family budget

If just one person in the marriage is filing bankruptcy, we still need a whole family budget. The question comes up all the time.  “Can I file bankruptcy and leave my wife/husband out of it.” The answer to that is, Yes. But to get your case approved, we need to submit a whole family budget. […]

Arizona Sheriff’s Sale Process – Collection of Debt

Maricopa County, Arizona, Sheriff’s Bidding Requirements at a Sheriff’s Execution Sale of a Judgment Debtor’s “Homestead” Residence
Larry FolksBy Larry O. Folks • September 2020 (reprinted with permission of author) 10/29/20
Relevant Background Facts

Enforcement of Arizona Money Judgment Against Debtor’s Residence “Homestead” Property

Analysis of Enforcement of Money Judgments in Arizona Against a Judgment Debtor’s Residence / “Homestead” Property
Larry FolksBy Larry O. Folks (10/26/20) (reprinted with permission of author)
Relevant Background Facts

What A Trustee Does in A Chapter 13 Bankruptcy Case

If you’ve decided to file a Chapter 13 bankruptcy, then you’re probably wondering why the bankruptcy court appointed a trustee over your case. Bankruptcy trustees are there to guide debtors in creating their repayment plan and make sure that the three-to-five-year payment plan is followed to the letter. 

Record number of small-business bankruptcy filings signal COVID-19 distress

 https://www.djournal.com/mbj/record-number-of-small-business-bankruptcy-filings-signal-covid-19-distress/article_5ccdcae6-13ab-11eb-8ccf-d37eb8a883c1.htmlOriginally appeared on Mississippi Business JournalA record number of small businesses based in Mississippi filed for protection under Chapter 11 of the U.S.

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