Wells Fargo is on the front page AGAIN – this time for “allegedly” over charging military veterans for refinance loans.
Wells Fargo in trouble again, again and again.

Wells Fargo is on the front page AGAIN – this time for “allegedly” over charging military veterans for refinance loans.
Wells Fargo in trouble again, again and again.

When Mortgage Lenders Monkey With Your Loan
By Bill Purdy
The following are some excerpts from a very informative blog on a well-known consumer bankruptcy advocate’s web site: www.BankruptcySoapBox.com.

Spoiler Alert:  As a borrower, you are an expendable resource in home loan servicing to be exploited for fees and charges.

When Mortgage Lenders Monkey With Your Loan
By Bill Purdy
The following are some excerpts from a very informative blog on a well-known consumer bankruptcy advocate’s web site: www.BankruptcySoapBox.com.

Spoiler Alert:  As a borrower, you are an expendable resource in home loan servicing to be exploited for fees and charges.

Whether you are only considering bankruptcy, or currently in the middle of one, you are probably already looking ahead to the future. Life after bankruptcy may seem scary, but it is actually pretty great! The feelings of stress and anxiety you felt while drowning in debt will have melted away, and you can begin to focus on planning and preparing for your new life. The primary concern for many people coming out of a bankruptcy is rebuilding and repairing credit.

Every year, numerous Americans turn to bankruptcy as a means to find relief
from insurmountable debt. These individuals, couples, and businesses come
from all walks of life, and their financial situations are always unique.
Because finances and filers are always different, the Chapter of the U.S.
Bankruptcy Code you file under is a matter unique to you.
At Allmand Law Firm, PLLC, our Dallas bankruptcy lawyers prioritize personalized
service and support because we know it is the most important element in

There are several types of bankruptcy in California, including Chapter 7 bankruptcy, Chapter 13 bankruptcy, and, as this article will focus on, Chapter 11 bankruptcy. While individuals can file Chapter 11 bankruptcy in rare circumstances, Chapter 11 is more commonly used by businesses, ranging from small family-owned companies to well-known national franchises. Our Sacramento bankruptcy attorneys explore some common reasons businesses choose to file Chapter 11 in California. Could Chapter 11 be right for your company?

When an individual or couple files for bankruptcy, they are required to
disclose all of their assets in their petition. It is important for filers
to remember that they must be 100 percent truthful when disclosing assets
and that they not attempt to hide them. Some people think that by concealing
assets, they won’t be taken away by the court during bankruptcy.
However, doing so is considered perjury, which comes with a number of
penalties which ultimately may end up costing the filer even more.

The two most common types of bankruptcy in California are Chapter 7 bankruptcy, a fast process that involves liquidation of property, and Chapter 13 bankruptcy, a longer procedure where debtors make monthly payments to keep their property while reducing or eliminating various debts. Chapter 13 bankruptcy can have negative short-term effects on your credit score, but for many Californians, the long-term benefits outweigh the initial credit score drop.

When any of Wynn at Law, LLC’s clients own real property in Wisconsin, we look at a Transfer on Death Deed (commonly called a TOD Deed or a TODD) to see if it is a suitable fit for their estate plan. It can sometimes wipe out the need to go to probate court, which is a time and cost saver.