The answer depends on what is the situation in your life right now. You may be struggling with credit cards, medical bills, personal loans or any other type of debt. Sometimes you have creditors calling you on the phone, harassing you at work or just sending you letters making your life miserable.

People who file for bankruptcy and look for the credit counseling provider with the lowest price could be getting more than they bargained for.

While having the ability to make payments on debt obligations is enough of a struggle alone, some debtors have to deal with an ex-spouse who has yet to start paying their share of the debt. You may have a divorce agreement that details that is responsible for making payments on certain debts, but it may [...]

We spend an awful lot of time with our mobile phones in our hand. At the same time, we don’t do much to keep our spending in line.
Thankfully, there are a host of free mobile apps to help you get your finances in order, save money, and do it all without putting down your phone.

I was the third lawyer Lisa saw for a Virginia Bankruptcy Consultation Lisa had a Virginia Bankruptcy consultation with two well known bankruptcy lawyers.   Then she came to see me. Both of those lawyers told her that her income was too high.  She could not file a Chapter 7 bankruptcy.

When you file for bankruptcy, you’re at the mercy of the court and your lawyer. Why not make it easier to get up-to-the-moment information?
Bankruptcy is a court proceeding, and it’s a public one.
Court documents are filed electronically, and the public has access to those records.

Here’s what happened when Jennifer reaffirmed her car loan with Apple Federal Credit Union. Jennifer filed bankruptcy with another bankruptcy lawyer here in Northern Virginia.  She had a car loan with Apple Federal Credit Union, and she wanted to keep the car.  So she reaffirmed the car loan. When you “reaffirm” a loan you take […]The post Don’t reaffirm your car loan with Apple FCU appeared first on Robert Weed.

If you’re married, you can file for bankruptcy without your spouse.
I could make this into a longer article, telling you a story or painting a broad picture.
But it’s not necessary.
There’s no law that requires you to file for bankruptcy with your spouse.
You don’t need your spouse’s permission to file for bankruptcy.
Your spouse’s social security number isn’t going to go onto your bankruptcy petition.

I can do that for $600.00!!!

Bankruptcy schedules are an overview of your financial situation but in more detail. This information includes commonly disclosed details about a debtor’s financial background that is presented in your bankruptcy case.  This includes income earnings, expenses, debts and assets.  The schedules help the court assess your situation.  They should be filed out accurately and to [...]