This is the case of Michael Greer who comes from Park Ridge, Illinois seeking advice concerning debt.  Mr.

An Overview of Chapter 7 Bankruptcy in Florida This article is part of a series on the various state exemption laws that can change the outcome of a bankruptcy case, especially as it pertains to keeping your property.

Your credit report says loads about you. Are you a dependable bill payer? Does the amount you have outstanding in bills mean you might not be a good credit risk?  Have you been sued?  Useful information for creditors seeking to potentially extend credit to you.  So, don’t you want the information on your credit report to be accurate?  It may not be accurate, according to a recent government study.

Your credit report says loads about you. Are you a dependable bill payer? Does the amount you have outstanding in bills mean you might not be a good credit risk?  Have you been sued?  Useful information for creditors seeking to potentially extend credit to you.  So, don’t you want the information on your credit report to be accurate?  It may not be accurate, according to a recent government study.

A Creditor’s Right to Wage Garnishment in Florida Hinges on Whether the Debtor Supports a Family and How Much They Earn Yes, Florida law does allow creditors to garnish your wages.

When you are struggling with your bills and in need of a bankruptcy attorney, where do you turn first?  For most people, they will search the internet to gather information.  There is a wealth of information available regarding the different Chapters under the bankruptcy code as well as a plethora of attorneys ready, willing and+ Read MoreThe post Choosing The Right Bank

Bank of America wouldn’t fix Ed and Ann’s credit reports after bankruptcy.
Our disputes were ignored, so we sued.  The judgment was ignored, so we’re garnishing.
Here’s the whole story.

The Goal of Credit Card Lawsuits is to Strengthen the Lender’s Collection Position Credit card debt, unlike mortgage debt, is unsecured debt. This means your credit card company can’t come immediately take your stuff when you don’t pay.

This is the case of Warren and Shirley Becker from Aurora, Illinois who are seeking advice concerning debt relief.  The Beckers do own a single family home worth approximately $80,000.  They have a first and a second mortgage on the property.  The first mortgage with CitiMortgage is approximately $125,000 to pay it off and they [...]The post Aurora Bankruptcy Lawyer Advises Filing Chapter 7 For Warren And Shi

In Utah, the annual income tax refund is the most liquidated (taken) asset by bankruptcy trustees.  Why?  Because it is easy pickin's.  Often, the only way to avoid losing the tax refund money to the bankruptcy trustee is to make sure you receive it and spend it (appropriately) prior to filing the bankruptcy.  However, many I meet with are happy to be able to contribute something toward their debts, and/or don't want to delay their bankruptcy filing, so they choose to surrender either part or all of the refund money.  But, losing the money isn't the only consequence of having the trustee go