Can I purchase a home once my bankruptcy case is over?

Purchasing a home, obtaining a mortgage, financing for a house is definitely available after a bankruptcy cases filed.  The typical time period that one has to wait to qualify for a decent mortgage is two years.  If you can wait two years, you’re going to have a decent down payment hopefully and you are going to get a decent rate.  Now, your rate is not going to be as good as someone who had perfect credit and who never had to file for bankruptcy.  However, you can start with a halfway decent rate two years after filing your bankruptcy and then look to refinance a year or two or three down

Today In Bankruptcy – 05-09-2013

Casey Anthony BankruptcyBringing you the most up-to-date news, tips and blogs throughout the web. Here’s your Bankruptcy Update for May 09, 2013 Texas search firm seeks $100K from Casey Anthony Oreck Corp. files for bankruptcy protection Extra, Extra: Read All About The Daily Voice’s Bankruptcy

Does Bankruptcy Offer Protection for Life Insurance Policies?

Can My Spouse Be Liable for Debt When Filing Bankruptcy for My Business?It is possible to have your life insurance policy be protected in bankruptcy under certain circumstances.  While there are different types of life insurance, this information pertains to simplified whole life and term life insurance policies since a wide majority of consumers have these types most often.  There are factors to review in

Federal Consumer Protection Agency Cracks Down on Debt Settlement Scam

Consumer Protection Bureau Indicts Debt Settlement CompanyIn its first-ever criminal referral, the new Consumer Financial Protection Bureau, the federal consumer watchdog agency mandated by Dodd-Frank, has referred a case for criminal prosecution against a d

The Chapter 13 Bankruptcy Discharge

When you have successfully completed your chapter 13 plan, you receive what is referred to as a discharge. When you receive a discharge, it means that all of the debt you included in your chapter 13 filing has been legally paid. After the discharge, creditors who were part of the process are not allowed to [...]

The Chapter 13 Bankruptcy Discharge

When you have successfully completed your chapter 13 plan, you receive what is referred to as a discharge. When you receive a discharge, it means that all of the debt you included in your chapter 13 filing has been legally paid. After the discharge, creditors who were part of the process are not allowed to […]The post The Chapter 13 Bankruptcy Discharge appeared first on Tucson Bankruptcy Attorneys Trezza & Associates.

Can a Bank Account Belonging to My Spouse Be Sought by Creditors in Bankruptcy?

Can I Reopen an Unemployment Claim if I Quit My Job?In many cases, assets that belong to your spouse may be off limits to creditors but it depends on the circumstances of the spouse filing for protection.  There are a few factors to review that may give clarity regarding account funds.  You need have a good idea of what assets are considered part of your [...]

Oregon and Washington Consumers and Payday Loans

thousands of jobs as well. In fact a recent study shows that payday loans cause roughly fifty-five thousand bankruptcies per year. Tell us what we don’t know.

How Bankruptcy Can Restore A California Driver License Suspended For Child Support

california bankruptcy child support suspended licenseCalifornia is a state of drivers. For those with child support debts, bankruptcy may provide relief from a driver license suspension.

Missouri Anti-Mediation Foreclosure Bill Gaining Traction

In an update from a previous post, a bill that would prevent local governments from being able to require lenders to offer mediation to homeowners facing foreclosure is nearing passage in the Missouri Senate. The bill, passed by the Missouri House of Representatives a few weeks ago, would directly oppose ordinances passed in St. Louis [...]

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