When you find yourself overwhelmed with debt and you decide enough is enough, you are ready to file for bankruptcy.  There are a number of bankruptcy lawyers who are qualified to help you get the relief you are seeking.  But, of course then comes the important task of choosing who you want to establish a [...]

There are a million places to get your credit report. Let’s make it free and easy, shall we?
You know you need to check your credit report regularly so you hit the Internet in search of a site.

Bringing you the most up-to-date news, tips and blogs throughout the web. Here’s your Bankruptcy Update for June 06, 2013 A County in Alabama Strikes a Bankruptcy Deal Alton’s SWI Energy files Chapter 11 bankruptcy Dance New Amsterdam files for bankruptcy

Even if you file your taxes late you can still file bankruptcy.  When you begin the filing process you are required to provide documentation about your finances, debt, and monthly income.   Your tax returns are necessary for a matter of reasons. Tax returns, including federal and state tax information, should be accurate for verification purposes.  [...]

By John Clark
Jefferson County, Alabama, the largest municipality to file for bankruptcy in American history, may be able to leave bankruptcy court soon, according to a report from the Wall Street Journal.
Sources indicate that J.P. Morgan Chase, the county’s biggest creditor, has tentatively agreed to a debt reduction deal that would save the county hundreds of millions of dollars.
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If you’re filing for Chapter 7 bankruptcy, you may want to keep your car or your home. Luckily, you’ve got a few options.

Hiring a bankruptcy attorney to help you complete the filing process is often recommended to ensure a successful outcome.  Many who claim they are unable to pay on their outstanding debt will wonder how they can afford legal representation.  This is a common reason why debtors will try to file for protection on their own [...]

Under the Fair Debt Collection Practices Act, a debt collector is specifically barred from contacting a consumer where the debt collector knows that the consumer is represented by an attorney with respect to the debt and can reasonably ascertain the attorney’s contact information unless the attorney fails to respond within a reasonable period of time to the collector. While the FDCPA is not clear as to what constitutes a reasonable period of time, at least one court rejected the argument that an attorney had to respond within fourteen days.

Your credit report is one of the most important documents out there. As a financial resume of sorts, you should take care to watch it closely.
It drives me nuts when I find out my client hasn’t taken a look at his credit report for … well, in so long he can’t even remember when the last time was that he saw his credit report.