Atty. Jordan E. Bublick, 1221 Brickell Avenue, 9th Fl., Miami, Florida 

For many of our Oregon and Washington clients, the debt collection process is a bit of a mystery. What does a charge off mean? How are these collection companies getting paid? Is that a law firm or a company that is after me now? The information below might help you figure that out. More that anything I want to give you a feel for where you are in the debt collection process. Keep in mind that if you fall anywhere in the debt collection process continuum, it is probably time to seriously consider bankruptcy and get out of the debt collection process all together.

The concept of a Florida "homestead" arises in three different contexts under Florida law:

1. exemption from taxation per Art. VII, Section 6, Fla. Constit.

The concept of a Florida "homestead" arises in three different contexts under Florida law:

1. exemption from taxation per Art. VII, Section 6, Fla. Constit.

When you file Chapter 7 bankruptcy, not all of your debts may be eliminated.  For example, student loans, recent taxes, parking tickets, child support and debts incurred through fraud are not eliminated.  The video below talks about how some people will run up the balance on a credit card in anticipation of filing Chapter 7+ Read MoreThe post What Debts Are Typically Non-Dischargeable? appeared first

New York State Court Of Appeals Chief Judge Jonathan Lippman is fed up with all the flawed debt collection lawsuits filed in New York. So in a remarkable and unexpected win for consumers, he’s taken steps to make the process fairer.

If you are facing foreclosure, bankruptcy offers two choices: 1. Delay foreclosure so that you can save money and find another place to live (Chapter 7 bankruptcy); or 2. Save your house be catching up on past due mortgage (Chapter 13 bankruptcy).

Valarie emailed me a little after midnight, to let me know she’d bought a new house. When Valarie came to see me in 2010 she was living in a trailer park.  Next month, she’ll be a homeowner.

On June 1, the filing fee for a consumer chapter 7 bankruptcy goes up from $306 to $335.  Is that fee fair? Let’s do a comparison.  In a month-long jury trial ending yesterday, Apple was awarded $119 million in their patent lawsuit Samsung.   Apple had asked for lots more–$2.2 billion–in this battle of smartphone giants.

A Chicago Bankruptcy Timeframe for a case can last anywhere from 3 to 4 months from filing until discharge. This assumes that there is no objection to your discharge or no adversarial complaint in your case. Let’s start at the beginning.