NYT: Disabled Borrowers Trade Loan Debt for a Tax Bill From the I.R.S.

By Tara Siegel Bernard
Six months after his wife learned that she had a rare vascular disease of the brain,
Frank, now 66, lost his job as director of sales of a telecommunications company.
His wife, to whom he had been married for 36 years, died just two months later.
He was still grieving when he learned that he had kidney cancer. The tumor
was operable, but the exam brought to light a long list of other serious problems,
including a pulmonary embolism and a heart-rhythm disorder.

Why I’m Not The Cheapest Bankruptcy Lawyer (And What Happened When I Was)

cheap bankruptcy lawyerThe most dangerous thing you can do when hiring a bankruptcy lawyer is to go with the least expensive one.
When I first open my law firm and started to practice bankruptcy law, I figured it would be a good idea to charge less than anyone else in town.

Endless Tunnels

Check it out!  More electronic thought from my (prolific) better half.  Put it on now and tell me what thoughts come to your mind.
Endless Tunnels is my latest recording of deep drone pieces, and it’s available now from the good folks at Montreal’s GBS Records. This past weekend was pretty busy, with us laying down 3 new No so…

Saving Your Home from Foreclosure under Chapter 13 Bankruptcy

Chapter 13 bankruptcy is often used to save a person's home or investment property  from foreclosure.

Do I Have to Attend the Meeting of Creditors After Filing Bankruptcy?

Empty Conference RoomWhen you file for bankruptcy keep in mind there are specific actions required by the debtor to complete in order to obtain a successful discharge. In this case, it often includes attending the meeting of creditors (also known as the 341 meeting of creditors).  But under certain circumstances you may be able to have the meeting […]

What Happens to Your Wedding Ring in Bankruptcy?

Utah Bankruptcy Attorney Robert Payne has written an article about what happens to your wedding ring (and other stuff) when you file bankruptcy:
Attorney Robert Payne explains bankruptcy exemptions

There Are Different Types Of Bankruptcy

It’s easy to be confused when talking about the different types of bankruptcy. Most people are aware that bankruptcy is a way to eliminate debt. What they are not sure of, is whether it’s really in their best interest to file at all. There are some cases where it’s a tough decision.

What Does It Mean To Reaffirm A Debt?

If you file a Chapter 7 and you have a secured debt, often times a car note or a mortgage, you will be asked by the creditor to reaffirm that debt. What does that mean?  When a Chapter 7 debtor reaffirms a debt they agree to continue paying that obligation even after their bankruptcy case […]

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