SCOTUS Decision Proves States Have Power Over Payday Lenders Claiming Tribal Affiliation

Finally! While a U.S. Supreme Court decision yesterday in the case of a Michigan Native American tribe’s allegedly illegal casino appears to have nothing to do with payday lending, experts say it’s a game c…
The post SCOTUS Decision Proves States Have Power Over Payday Lenders Claiming Tribal Affiliation appeared first on Vonda S. McLeod, Attorney at Law.

A Good Person

morality and debt
There’s no clause in a credit card contract that speaks to your morality. Nor, for that matter, the morality of the lending institution.
The reason? This is a commercial contract – one party borrows money, the other lends it based on the agreement that the lender will reap a financial benefit in the form of interest.

Credit Unions And Your Bankruptcy Case

Credit Unions If you are a member of a credit union and you have debt with that credit union, you need to be aware of certain circumstances as they relate to your bankruptcy case. Credit unions operate under different rules than ordinary banks.

Filing Bankruptcy Before You Get Married Is Typically Best

Should You File? Let’s talk about a bankruptcy scenario that comes up from time to time. Let’s say you’re someone who is struggling with debt, you’re single, and you finally found someone you want to marry. Your future spouse does not have any debt and he or she has a very good income.

More Joyless Noise!

I’m happy to let you know that my latest recording is now available! It’s the second volume in my Joyless Noise series, and it’s on my Bandcamp site for listening or downloading for a simple, virtu…
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Converting Your Bankruptcy Case From Chapter 13 To Chapter 7

When It Makes Sense There are circumstances where it makes perfect sense to convert a chapter 13 to chapter 7. One of the reasons why someone would want to convert their bankruptcy case is due to an inability to make chapter 13 payments.

What Does It Mean To Vacate A Judgment?

vacate judgment in collection lawsuit
There’s a line in the classic movie, The Producers, when one character says to the other, I lieb you, baby. I lieb you. Now lieb me alone.

70% of Debt Buyer Lawsuits Dismissed When Consumer Files Answer

A report issued by the Consumer Financial Protection Bureau (CFPB) found that a debt buyer dismissed 70% of its lawsuits when the consumer filed a written answer to the lawsuit. 

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