Bank of America holding customers

Do you have a plan as you wonder through your life?  If not, why not?  It is okay if your plan is to live each day to its fullest or to plan each new stage of your life over several years.  The important point is that you do not let life and those around you dictate your future.  The following is a perfect summary of how I live my life:

The Only 3 Times Filing Bankruptcy Is Worth It
By Cathy Moran  (Summary from Ms. Moran’s blog, link below to full blog post)  Ms. Moran is a tireless champion for the education and protection of the consumer.

By Judith Ohikuare

By Jessica Dickler

Life in the Sweatbox
(reprinted from Credit Slips)

Life in the Sweatbox
(reprinted from Credit Slips)

By Andrew Kreighbaum The Department of Education signaled Monday that it is interested in tweaking the standards used for determining whether student loan debt can be discharged in bankruptcy.

That could point to an opening for potential bipartisan cooperation between the department and Democrats like Senator Elizabeth Warren, who have long sought to loosen bankruptcy law so student borrowers can discharge their debt.