Bankruptcy Is More Difficult It’s a lot harder to file for bankruptcy now than it was prior to 2005. That was the year the federal government passed sweeping changes and reforms to the then existing bankruptcy laws. Since then, there are pre-requisites to filing as well as financial documentation that must be submitted contemporaneously with+ Read More

By Dana Dratch

That free advice you get from friends, co-workers or the "charming" bill collector on the phone could be worth even less that what you paid for it.

Check out the questions and answers here.

By Kristin Wong

Experts state that by early 2013, the amount of student loan debt in the United States surpassed $1 trillion and that nearly 20% of Americans households owe on student loans.

Experts state that by early 2013, the amount of student loan debt in the United States surpassed $1 trillion and that nearly 20% of Americans households owe on student loans.

When you purchase something on credit, such as a car or a piece of jewelry, you enter into a Secure Loan because the item you've purchased secures the creditor because it automatically becomes collateral. Collateral is something that can be taken away, from the borrower, by the lender, if the debt is not paid.
The post Dealing with Secured Creditors appeared first on Tucson Bankruptcy Attorney.

When you purchase something on credit, such as a car or a piece of jewelry, you enter into a Secure Loan because the item you've purchased secures the creditor because it automatically becomes collateral. Collateral is something that can be taken away, from the borrower, by the lender, if the debt is not paid.
The post Dealing with Secured Creditors appeared first on Tucson Bankruptcy Attorney.

I have noticed a rush of Chapter 13 filings lately that never make it past the starting gate. The client gets the relief of the automatic stay, but not for very long. It seems that lately there is a lack of sincerity with regard to Chapter 13 filings. This trend is counterproductive to realizing the+ Read More

By Constance Brinkley-Badgett

The idea of having your student loan debt forgiven might sound like a dream come true, but there are a few things you’ll want to consider should you be among those eligible for student loan forgiveness.