Not all debt collection agencies are the same. The endbillcollections group deals only with commercial recesses and has:

Upright Law Sanctioned, a national bankruptcy firm, operating in both Oregon and Washington,  was recently sanctioned and enjoined by the U.S. Bankruptcy Court for for causing “unconscionable” harm to its clients. The court found that the law firm and its attorneys engaged in the unauthorized practice of law and provided inadequate representation to consumer debtor clients.

Upright Law Sanctioned, a national bankruptcy firm, operating in both Oregon and Washington,  was recently sanctioned and enjoined by the U.S. Bankruptcy Court for for causing “unconscionable” harm to its clients. The court found that the law firm and its attorneys engaged in the unauthorized practice of law and provided inadequate representation to consumer debtor clients.

If you have a collection account that you want to take care of, but can’t afford to pay it in full, you may be able to negotiate a cheaper payment with the debtor. Even if you can’t get the collector to agree to accept a lower payout, you may be able to draw up an agreement to pay the debt in installments. Knowing how to negotiate with debt collectors will help you to process a payment solution that works in your favor.
1. Understanding how debt collectors work

Arizona has had enough of people passing off their pets as “service animals”.
Later this summer it will be illegal to pass off a pet as a “service animal”; violators will be fined $250 PER OCCURRENCE.  House Bill 2588

Arizona has had enough of people passing off their pets as “service animals”.
Later this summer it will be illegal to pass off a pet as a “service animal”; violators will be fined $250 PER OCCURRENCE.  House Bill 2588

I am sure that in both Oregon and Washington anyway, there are still people who think of bankruptcy as the last refuge of the poor, something that you opt for when your income hits rock bottom such that you can no longer service any of your debt, but Who Files Bankruptcy in Oregon and Washington?

Termination by cause is a serious problem. Employers and employees have many reasons to separate ways, but the cessation of employment by cause is not a desirable result – for the employer or for the employee. The resolution for cause usually occurs when an employee makes a serious error in actions or judgement.
Termination for Cause
When the employment of an employee is interrupted by cause, the job is interrupted for a reason that is given to the employee and indicated in the letter of resolution.

I am sure that in both Oregon and Washington anyway, there are still people who think of bankruptcy as the last refuge of the poor, something that you opt for when your income hits rock bottom such that you can no longer service any of your debt, but Who Files Bankruptcy in Oregon and Washington?