When individuals are talking to their financial adviser about their future and their hope to retire, the financial adviser should have at least a basic understanding of the bankruptcy process.  While Bankruptcy is an extreme measure that should not be taken lightly, it is also a powerful tool for those in debt to free

If you’ve fallen behind on your student loans, you may be at risk for wage garnishment. Here are some tips on how to avoid garnishment and get back on track.
When you default on your federal student loans, the government can begin an administrative wage garnishment without a judgment from a court.

Attorney Jeff Hsu of JCH LAW FIRM is a California Board Certified Bankruptcy Legal Specialist

Attorney Jeff Hsu of JCH LAW FIRM is a California Board Certified Bankruptcy Legal Specialist

Attorney Jeff Hsu of JCH LAW FIRM is a California Board Certified Bankruptcy Legal Specialist
JCH LAW FIRM is pleased to announce that attorney Jeffrey Hsu is now a California State Bar Board Certified Legal Specialist in Bankruptcy Law as of August 1, 2014.

Lien
stripping is a process that involves eliminating junior liens (such as a second
mortgage) through the bankruptcy process. In a recent appeal to a Sixth Circuit
Bankruptcy Appellate Panel ("BAP"), the BAP overturned a bankruptcy
court's denial of a Chapter 13 debtor's motion to avoid the lien of an inferior
mortgage lien holder. Read More ›

When it comes to the issue of wiping out student loans, everyone acts like a kid who gets his lunch money taken each day by the school bully.

Jesse Barrientes: Well, Dave, what happens – you’d mentioned before about payroll control where the money is coming out. If I didn’t do payroll control, would my employer find out? Obviously if I’m doing payroll control, they’re going to know. But if I didn’t want to do that? David Siegel: Well, your employer only needs+ Read More

David Siegel:               What is it, other than paying the stuff back, what is it going to cost me in terms of attorney’s fees, court filing fees and I’m just guessing that the trustee is going to have to be paid.   Jesse Barrientes:         right.  The way it works right now and this is forever changing,+ Read More
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Jesse Barrientes:         Let’s take the situation that we were talking about before about getting credit.  So if we are getting credit for an automobile, let’s say that it becomes difficult for me because of the reasons you said.  Can I dismiss my 13 and refile it?   David Siegel:               You can.   Jesse Barrientes:         And+ Read More