Most people who have experienced crushing debt are familiar with debt collectors.

Oregon bankruptcy filers with bottom of the barrel credit scores might find that the quickest and easiest way to increase their credit scores in the wake of a bankruptcy filing is to become an authorized user on a family member’s credit card. As an authorized user, you get the benefits of someone else’s credit but with no legal requirement to pay the actual bills. What’s better than that?

What Does Medical Marijuana in Florida Mean for Entrepreneurs?
The answer to that question is hard to answer at this moment. There is less than one month to go before a historic vote is made in Florida to allow patients to use medical marijuana in Florida. One thing entrepreneurs need to know is that even if medical marijuana becomes legal in Florida, it still against Federal Law to cultivate, distribute, or possess marijuana.

What Does Medical Marijuana in Florida Mean for Entrepreneurs?

What Does Medical Marijuana in Florida Mean for Entrepreneurs?

Speeding Tickets
There was a recent article about a Pinellas County resident receiving a speeding ticket for speeding in a school zone, even though the driver had not yet entered the school z0ne.

Speeding Ticket

Speeding Ticket

Speeding Ticket

When  I meet with Oregon debtors for the first time in our Portland and Salem offices, I cannot help but notice that many of them are concerned that they will not qualify for Chapter 7 Bankruptcy. For many of them, the worry is that they will be forced to pay back all their creditors. They have been told somewhere along the way that Chapter 13 is simply a reorganization of all their debt; that Chapter 13 is simply a mechanism for paying back all their creditors. In fact, nothing could be further from the truth.